Are you experiencing debt that has been increasing lately? Are you tired of trying other financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they are able to help or put you into more debt.
According to their customers, they can help you manage 80% of your debt , so you are able to take couple of things off your plate.
However, for certain people, these claims are just too good to be true.
You might be looking for any solution that could aid you in settling your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before beginning the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
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CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is the most known feature. However, they also offer other services that will help you be more financially secure.
First of all, it begins by requesting a free savings estimate on the internet. The service is completely confidential, and they won’t conduct a credit inquiry. With this estimate of savings you’ll be able to be able to learn more about the options to be debt-free.
The savings estimate, which was mentioned before, gives you an idea of your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to join. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt will be the agency to take care of all your creditor’s calls. They’ll also be the ones who negotiate the terms of your settlement depending on the condition of your finances. Based on what works most effectively to you, this could either be a lump sum settlement or the option of a payment plan.
Furthermore they will also work with creditors to ensure that you have better rates as you deposit money to your savings account. This in turn, will be processed to pay creditors. The plans they offer can help you settle the debt within the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is login to CuraDebts Client Portal so that you can monitor your progress.
Before you are able to avail the program, you’ll have to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are the different ways CuraDebt can help you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. This includes personal loans, medical bills credit cards, and loans. You can also approach them to settle any outstanding amount on business debts and collections or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. But, you won’t receive support for most cases, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if they are possible. Certain violations could result in having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you have. They also allow you to have questions answered during a free consultation with their debt counselor.
The greatest benefit of their program is that you’ll only pay the fees after your debt has been settled. All you need to sign up to one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial documentation They will also gather all the documents you’ll require to file tax returns.
By using this program, you’ll be able to deal with various tax issues such as garnishments on wages as well as tax penalties for personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs also. They only offer flat-fee prices, which depends on the amount you’ll have to pay.
There are a variety of options in paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialization however, they do not offer all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the credit or loan is tied to a physical item.
If, however, you are in the following types of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle taxes that are due without any problems. Moreover, this type of service is available to all 50 states if you owe money in arrears to IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt will also help you resolve any medical-related debt. In certain cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students negotiate the student loans they owe.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your outstanding debts.
They also do not charge high costs either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled through them.
On average, this type of industry charges between 15 and 25 percentage.
In addition, customers can expect to settle their debt from two to four years. However, this also varies in relation to the amount you can save up per month.
Additionally, they claim that you can save up to 30% if you include their costs into your calculations.
However, this statement will vary, depending on your situation. Some customers have even talked about saving 50 to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Furthermore they only charge a 20% fee while the majority of companies charge 25%.
Next, if you’re done by the program for debt relief, you can also sign up for their credit repair program.
It’s a fantastic way to restore the credit rating without going back into debt. However, the program runs different for every person according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor with the assistance of their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with the credit card you use. So if you’re trying to increase your credit score, it may cause you to delay working on your credit card debt.
CureDebt also doesn’t have a mobile app. While they do have a website for clients however, it appears old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not credited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on those types of services. In addition their 20% service cost is lower than many firms that charge a 25% fee. There aren’t any upfront fees, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account that allows you to track your progress, their website is not user-friendly. CuraDebt isn’t even an app yet, which could make it easier for you to look at your progression.
However, they have a good support team that you can contact them not only through emails but also via phone or making an e-ticket. Church Get 71 Billion In Tax Relief And Doesn’T Spend It On Charity
If the problem of debt is an problem right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services that they provide are offered in your state.
FAQ Church Get 71 Billion In Tax Relief And Doesn’T Spend It On Charity
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt has a tax relief program that can help you with problems such as delinquent payroll taxes and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to pay down the amount of debt you have over time.