Are you experiencing debt that has been increasing lately? Are you tired of trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because already tried everything.
In the majority of cases, your best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can assist you or put you in more debt.
According to their clients they can help you manage 80% of your debts so that you can take few things off of your shoulders.
For some they believe these claims are too good to be true.
You might be looking for anything that can aid you in settling your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of how CuraDebt is used and the problems it can solve for you.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before you begin the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Christie And Senior Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. But they offer other services that can aid you in becoming more financially stable.
The process begins by requesting a free savings estimate on the internet. The service is completely confidential and they will not conduct a credit inquiry. By using this estimate of savings, you will discover more about alternatives to debt-free.
This estimate of savings, which was mentioned earlier, provides you with an insight into your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to join. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement program, CuraDebt will be the agency to handle all of your creditors’ calls. They will be the ones who negotiate what you will pay for your settlement depending on the condition of your finances. In determining which option is the most effectively for you, it can be either a lump sum settlement or the option of a payment plan.
Furthermore they will also be working with the lenders to help you have better rates as you deposit money to your savings account. This, in turn, will be processed to pay off creditors. Their programs can assist you to settle the debt within two years.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is login to CuraDebts Client Portal to monitor your development.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. They can help with personal loans, medical bills credit cards and also loans. You can also approach them to help settle any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you won’t get assistance with the majority claims, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, should it be possible. Certain violations may result in having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the sum you have. You can also inquire about your debt during their no-cost consultation with their debt counsellor.
The greatest benefit of the program is that you’ll only pay the fees once your debt is settled. All you have to sign up for any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial records, they will also collect all the necessary paperwork for tax returns.
By using this program, you should be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and business taxes, back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing, which depends on the amount that you’ll need to settle.
They have different solutions when it comes to paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their specialization however, they do not cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if the debt or loan is tied to a physical item.
However, if you have the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able to pay tax debts that were due to be paid without difficulty. Additionally, this service is accessible to all 50 states if you have a debt towards the IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt will also help you resolve your medical debt. In some instances, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students negotiate any student loans that they have to pay.
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
Additionally, they do not charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
In the average, this kind of business can cost anywhere from 15% to 25%.
Moreover, clients can expect to pay off their debts in two to four years. This varies in relation to the amount you are able to save each month.
Additionally, they claim that you can save up to 30% if you include their fees in your equation.
However, this statement will vary, depending on the situation. Some customers have even talked about saving between 50% and 80percent.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you let’s explore the benefits from using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. In addition they only charge a 20% fee while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution you may enroll in their credit restoration program.
It’s a great way to restore your credit without having to go into debt again. The program is however designed in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t increase over time. They’ll also be looking into any violations of creditor with the assistance of their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with . So if you’re trying to build a better rating on your credit, this may cause you to delay getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app. While they have a client website but it’s old and mundane. It’s not very user-friendly, and can be challenging to navigate.
Moreover, they are still not credited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more for these types of services. Additionally the 20% service fee is cheaper than most companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to track your progress.
However, they have a great support team that you can contact them, not only via emails but also via phone or submitting an e-ticket. Christie And Senior Property Tax Relief
If the debt is a big problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
FAQ Christie And Senior Property Tax Relief
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt has a tax relief program that will help you with problems such as late payroll tax issues and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower the amount of debt you have over time.