Has your debt been increasing lately? Are you exhausted from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, the best option is to speak with experts who can help you settle this issue.
CuraDebt is among the most frequently contacted companies. Many customers have asked if they are able to help or put you in more debt.
According to their customers, they can help you control 80percent of your debt , so you are able to take couple of things off your shoulders.
For some they believe these claims are too good to be true.
You might be looking for something that will help you resolve your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of how CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Chesterfield County Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. But they offer additional services to aid you in becoming more financially secure.
It all begins with requesting a free savings estimate on the internet. It is a completely private service and they will not be conducting a credit screening. By using this estimate of savings, you will discover more about options to debt-free.
The savings estimate, which was mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt can be the company to take care of all your creditors’ calls. They will also be the ones who negotiate the terms of your repayment based on the status of your finances. Based on what works best to you, this can be either a lump sum settlement or a payment plan.
Furthermore they will work with creditors to ensure that you get better rates when you transfer money into your savings account, which in turn, will be processed to pay creditors. Their plans can help you get rid of debt in just 48 months.
Once you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is sign in to CuraDebts the client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with debt. They can negotiate settlements on behalf of you for all kinds of debt. These include personal loans, medical bills, credit cards and line of credit. They can also be approached to pay off any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate with back taxes as well as IRS debt. However, you will not receive assistance for the majority claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, should it be possible. Some violations can also result in having your debts removed as well.
CuraDebt lets you repay debt for less than the amount you have. They also allow you to have questions answered during a free consult with their debt counsellor.
The best part about the program is that you will only be charged after your debt has been settled. All you have to sign up for any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial records They will also gather all the documents you’ll require for tax returns.
Through this program, you should be able to deal with various tax issues such as garnishments on wages as well as tax penalties for personal and corporate taxes and back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you must settle.
They offer different options in settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
While debt settlement is their specialization, they don’t provide all kinds of settlement. CuraDebt concentrates on debt that is not secured. They aren’t able to help you if your credit or loan is tied to a physical item.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to pay your past-due tax debts without any problems. Moreover, this type of service is available to all 50 states if you have a debt in arrears to IRS. There are federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students with negotiating any student loans that they owe.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your outstanding debts.
Also, they do not charge high fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere between 15% and 25%.
In addition, customers can expect to settle their debt from between 2 and 4 years. But, it also differs according to the amount you can save up per month.
Also, they claim you can save as much as 30% if you include their costs into your calculations.
But this claim will also depend on your specific situation. Some clients even mentioned saving 50 to 80%.
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Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can offer you let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. In addition, they only charge a 20% fee while the majority of companies charge 25%.
Next, if you’re done by the program for debt relief, you can also sign up for their credit restoration program.
It’s a fantastic option to rebuild the credit rating without going back into debt. However, the program runs different for every person, depending on your situation.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor using their experts in-house.
Some disadvantages to using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with the credit card you use. If you’re trying to increase your standing on credit scores, you might delay you from getting rid of your credit card debt.
CureDebt doesn’t even offer a mobile application. Although they have a website that clients can access however, it appears aged and simple. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more for these types of services. Moreover, their 20% service cost is cheaper than most businesses that charge the 25% cost. There are no upfront payments, and you will only be required to pay once the debt is paid off.
While they’ll provide you with an account that allows you to track your progress, their website is not easy to navigate. CuraDebt does not have an app yet, which would make it easier to look at your performance.
But, they do have a competent support staff that you can contact them not just via email but also by phone or submitting an e-ticket. Chesterfield County Tax Relief
If debt is a big problem right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services that they provide are offered in your state.
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FAQ Chesterfield County Tax Relief
What is the time frame to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt has a tax relief program that will assist you with issues like delinquent tax issues and garnishments of wages.
What should I do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down your debt over time.
