Has your debt been increasing lately? Are you tired of trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, your best option is to speak with experts who can assist to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they can assist you or put you into more debt.
According to their clients they can help you manage 80percent of your debt so that you can take couple of worries off your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for something that will assist you in paying off your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at how CuraDebt works and what problems it can help you solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before beginning the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Charitable Donations Tax Relief 2021
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. But they offer additional services to aid you in becoming more financially secure.
The process starts by requesting a no-cost savings estimate on the internet. The service is completely confidential, and they won’t be doing a credit check. By using this estimate of savings, you will learn more about your options to debt-free.
Savings estimates, as mentioned before, gives you an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt is the one to answer all of the calls from your creditors. They will also be the ones that negotiate conditions of the payment in accordance with the state of your financial situation. Depending on which works most effectively your situation, the payment can be either a lump sum settlement or a payment plan.
Furthermore, they will work with creditors so that you can enjoy better rates when you transfer money into your savings account. This, in turn, will process to pay off the creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you need to do is log in to CuraDebts the client portal to track your performance.
Before you can avail of their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for most types of debt. This includes personal loans, medical bills credit cards, and also line of credit. They are also able to help settle any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating on tax owed and IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt lets you settle debt with less than the sum you have. They also allow you to ask questions during their free consult with their debt advisor.
The most appealing aspect of their program is that you will only pay the fees once your debt is settled. All you need to do is sign up with some of their programs and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial records and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
Through this program, you should be able to deal with various tax issues such as wage garnishments as well as tax penalties for personal and business taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you’ll must settle.
There are a variety of options for the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their specialization but they aren’t able to cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They can’t assist you if your credit or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Additionally, this service is accessible across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
CuraDebt can also help resolve the medical bills. In some cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students with negotiating any loans they are owed.
Personal loans and payday loans are also eligible to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card CuraDebt will assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you settle each of your debts.
Additionally, they do not charge high fees as well. In the average, you’ll need to pay up to 20% of the debt you settled through them.
In general, this type of business can cost anywhere between 15% and 25 percent.
In addition, customers can expect to settle their debt from 2 to 4 years. This varies in relation to the amount you are able to save each month.
Also, they claim that you can save up to 30% if you include their fees in your equation.
However, the claim may depend on the situation. Some clients even mentioned saving between 50% and 80%.
Benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Furthermore they only charge an amount of 20%, while most companies charge you 25%.
Next, if you’re done by the program for debt relief, you can join their credit repair program.
It’s a great method to improve the credit rating without going back into debt. The program is however designed in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also be looking into any violations of creditor using their own experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop paying with the credit card you use. If you’re trying to increase your standing on credit scores, you might set you back while you’re working on your obligations.
CureDebt doesn’t even have a mobile app available. While they have a website that clients can access, it looks aged and simple. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not credited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more on those types of services. In addition the 20% service cost is lower than many companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account to see your progress, their website is not user-friendly. CuraDebt isn’t even an app that will make it easier to monitor your progress. Charitable Donations Tax Relief 2021
They do have a good support team, and you can reach them not only through emails but also via phone or submitting an electronic ticket. Charitable Donations Tax Relief 2021
If your problem of debt is an problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs they offer are available in your area.
FAQ Charitable Donations Tax Relief 2021
What is the time frame to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt offers a program for tax relief to help you with problems such as late payroll taxes and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to lower the amount of debt you have over time.