Have your debts been piling up lately? Are you burnt out from trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because been through every thing.
In most cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they can assist you or put you into more debt.
According to their clients, they can help you control 80percent of your debt , so you can finally take a few things off of your mind.
But for some people the claims seem too good to be true.
You might be looking for something that will assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at how CuraDebt operates and what issues it can help you solve.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before you begin the review, watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Car Tax Virginia Beach Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. But they offer other services that can assist you in becoming financially secure.
It all starts by requesting a no-cost savings estimate online. It is a completely private service and won’t be doing a credit check. With this estimate of savings you’ll be able to learn more about your options to be debt-free.
This estimate of savings, as mentioned previously, offers you the opportunity to consider your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement plan, CuraDebt will be the company to answer all of your creditor’s calls. They will also be the ones who determine conditions of the payment in accordance with the state of your financial situation. Depending on which works most effectively to you, this can either be a lump sum settlement or the option of a payment plan.
Additionally they will be working with lenders to help you have better rates as you deposit money to your savings account, which in turn, will be processed to pay off creditors. The plans they offer can help you settle the debt within two years.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal to track your progress.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans credit cards and line of credit. They are also able to help settle any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you will not receive assistance for the majority claims, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if possible. Certain violations may cause your debt to be also dismissed.
CuraDebt can also help you repay debt for less than the amount you have. You can also have questions answered during a free consultation with their debt advisor.
The most appealing aspect of the program is that you only have to pay for the charges after your debt has been settled. All you need to sign up to some of their programs and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial records, they will also collect all the necessary paperwork for tax returns.
By using this program, you will be able to solve the various types of tax problems like wage garnishments and tax penalties, personal and business taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing and is dependent on the amount you’ll have to pay.
They have different solutions in paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their specialization but they aren’t able to provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if your loan or debt is linked to an item that is physical.
However, if you have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able pay off taxes that are due without difficulty. Furthermore, this service is offered to all 50 states if you owe money in arrears to IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling your medical debt. In certain cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students in negotiating any loans they owe.
Personal loans and payday loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
Also, they don’t charge high fees as well. On average, you’ll have to pay up to 20 percent of the debt that you settled through them.
On average, this type of industry charges from 15% to 25 percent.
Additionally, customers can anticipate to pay off their debts in two to four years. This varies according to the amount you are able to save each month.
Additionally, they claim that you could save up to 30% if you include their charges into your calculation.
But this claim will also differ based on the situation. Some customers have even talked about saving 50 to 80percent.
The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. In addition they charge only a 20% fee while the majority of companies charge 25 percent.
If you’re finished by the program for debt relief you could also sign up for their credit restoration program.
It’s a great way to restore the credit rating without going back into debt. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also look into any violations by creditors with the assistance of their own experts.
The drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using your credit card. Therefore, if you’re trying improve your rating on your credit, this could cause you to delay finishing your credit card debt.
CureDebt also doesn’t have a mobile app available. While they do have a client website, it looks old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more on those types of services. Additionally the 20% service fee is cheaper than most firms that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app, which would make it easier to track your progress.
They do have a good support team, and you can reach them not only through emails but also via phone or making an e-ticket. Car Tax Virginia Beach Relief
If problem of debt is an problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs they provide are in your area.
FAQ Car Tax Virginia Beach Relief
How long does it take to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt has a tax relief program that will help you with problems such as delinquent payroll tax and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.