Are you experiencing debt that has been piling up lately? Are you exhausted from trying different financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, your most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they are able to help or help you get into more debt.
According to their clients they can help you control 80percent of your debt so that you are able to take couple of w
orries off your mind.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In this case, CuraDebt will mostly be suggested by people. We’ll take a deeper review of the way CuraDebt operates and what issues it could help solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before starting the review, watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Car Tax Relief Floor
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. But they offer other services that can assist you in becoming financially secure.
First of all, it begins by requesting a free savings estimate online. The service is completely confidential and they will not be doing a credit check. With this savings estimate, you will be able to learn more about the alternatives to debt-free.
The savings estimate, as mentioned before, gives you an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to enroll. Some financial advisors can help you in your debt-free journey.
After your debt settlement plan, CuraDebt can be the agency to answer all of the calls from your creditors. They will also be the ones who will determine conditions of the repayment in accordance with the state of your financial situation. In determining which option is the most effectively your situation, the payment can be either a lump sum settlement or a payment plan.
Moreover, they will work with lenders to help you enjoy better rates when you transfer money into your savings account. This in turn, will be processed to pay off creditors. Their programs can assist you to get rid of debt in just 48 months.
After you’ve signed up with them, they will provide you with access to your data 24/7. All you have to do is sign in to CuraDebts’ client portal to track your progress.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf for all kinds of debt. These include medical bills, personal loans credit cards and lines of credit. They can also be approached to help settle any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you will not receive assistance with the majority cases, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, if they are possible. Certain violations could result in having your debts dismissed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. They also allow you to inquire about your debt during their no-cost consultation with their debt advisor.
The most appealing aspect of the program is that you will only be charged once your debt is settled. All you have to do is sign up with some of their programs, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial records, they will also collect all the necessary paperwork for tax returns.
By using this program, you should be able to deal with the various types of tax problems like wage garnishments and tax penalties, personal and taxation for business as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing, which depends on the amount that you’ll have to pay.
They have different solutions in the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kinds of debts can they assist you with?
Although debt settlement is their specialty however, they do not provide all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They aren’t able to help you if the debt or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to settle taxes that are due without difficulty. Furthermore, this service is accessible across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving the issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some instances, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students negotiate any student loans that they owe.
Personal Loan
Personal loans and payday loans also qualify as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your debts.
Also, they do not charge high fees as well. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
In general, this type of industry charges from 15% to 25 percent.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. However, this also varies depending on the amount that you save per month.
Also, they claim that you could save as much as 30% if you include their fees in your equation.
However, the claim may vary, depending on the situation. Some customers have even talked about saving between 50% and 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Furthermore, they only charge an amount of 20%, while most companies charge you 25%.
Next, if you’re done with the debt settlement program you could enroll in their credit repair program.
It’s an excellent way to restore the credit rating without having to go in debt again. However, the program runs differently for each person, depending on your situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor with the help of their own experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with the credit card you use. So if you’re trying to build a better credit score, it could cause you to delay finishing your debt.
CureDebt doesn’t even offer a mobile application. Although they have a website that clients can access however, it appears outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on those types of services. In addition their 20% service cost is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when your debt is finally settled.
While they’ll provide you with an account so that you can track your progress, their website is not user-friendly. CuraDebt isn’t even an app yet, which will make it easier to track your progression.
They do have a great support team, and you can reach them not only through emails but also via phone or making an electronic ticket. Car Tax Relief Floor
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Car Tax Relief Floor
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt has a tax relief program to aid you in dealing with problems such as late payroll taxes and garnishments of wages.
What do I need to do after joining the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.
