Have your debts increased lately? Are you burnt out from trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because already tried everything.
In the majority of cases, your best way is to approach experts who can assist to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can assist you or put you in more debt.
According to their customers, they can assist you in managing 80% of your debts so that you are able to take couple of w
orries off your mind.
For some, these claims are just too good to be true.
You might be looking for something that will assist you in paying off your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of how CuraDebt operates and what issues it could help solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Can The Disabled Get Real Estate Tax Relief In Dare County Nc
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. But they offer additional services to aid you in becoming more financially secure.
It all begins by requesting a free online savings estimate. This service is very confidential and they will not be conducting a credit screening. By using this estimate of savings you’ll learn more about your other options in your journey to be debt-free.
This estimate of savings, as mentioned earlier, provides you with the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the one to answer all of your creditor’s calls. They will be the ones who will determine what you will pay for your repayment in accordance with the state of your finances. Depending on which works best to you, this can be either a lump sum settlement or the option of a payment plan.
Additionally they will be working with creditors so that you can get better rates when you deposit money to your savings account. This is then processed to pay back creditors. Their plans can help you settle the debt within 48 months.
Once you’ve signed up with them, they will give you access to your information 24/7. All you have to do is sign in to CuraDebts Client Portal so that you can monitor your performance.
Before you can benefit from their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans credit cards, as well as loans. They are also able to settle any outstanding balance of business debt and collections or repossessions.
They can even help negotiate with back taxes as well as IRS debt. But, you won’t receive support for most claims, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, should it be possible. Certain violations could lead to having your debts removed as well.
CuraDebt can also help you pay off debts with less than the amount you own. Additionally, you can have questions answered during a free consultation with their debt advisor.
The greatest benefit of their program is that you only be charged once your debt is settled. All you need to sign up to one of their plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documentation They will also gather all the necessary paperwork for tax returns.
Through this program, you will be able to deal with various tax issues like wage garnishments as well as tax penalties for personal and business taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you must settle.
They have different solutions when it comes to settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although debt settlement is their specialization, they don’t cater to all types of settlement. CuraDebt is only focused on loans that are not secured. They can’t assist you if your loan or debt is linked to a physical item.
If you do have one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without difficulty. Moreover, this type of service is offered across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt will also help you resolve the medical bills. In some cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students in negotiating any student loans that they have to pay.
Personal and payday loans also qualify for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your outstanding debts.
Also, they don’t have high-cost charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of industry charges between 15 and 25 percent.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. But, it also differs depending on the amount that you can save up per month.
They also claim you can save as much as 30% if you include their fees in your equation.
However, the claim may differ based on the situation. Some clients even mentioned saving 50 to 80%.
Advantages to using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, let’s look into the advantages of using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. Furthermore, they only charge 20% of the cost, whereas most companies charge you 25 percent.
Then, if you’re done by the program for debt relief, you can also sign up for their credit restoration program.
It’s a fantastic method to improve your credit score without going in debt again. However, the program runs differently for each person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor with the help of their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using the credit card you use. Therefore, if you’re trying build a better standing on credit scores, you could set you back while you’re getting rid of your debt.
CureDebt doesn’t even offer a mobile application. Although they have a website for clients however, it appears old and mundane. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more on these kinds of services. Moreover their 20% service cost is lower than many firms that charge an additional 25% charge. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account to see your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to track your performance.
However, they have a good support team and can be reached them not only through emails but also by phone or making an electronic ticket. Can The Disabled Get Real Estate Tax Relief In Dare County Nc
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs that they provide are offered in your area.
FAQ Can The Disabled Get Real Estate Tax Relief In Dare County Nc
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt provides tax relief programs to aid you in dealing with problems such as delinquent payroll tax and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce your debt over time.