Have your debts been increasing lately? Are you tired of trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve tried every thing.
In most cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they can help you or help you get into more debt.
According to their clients, they can help you manage 80% of your debts so that you are able to take couple of w
orries off your shoulders.
For some the claims seem too good to be true.
You might be looking for something that will aid you in settling your debt. In this case, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of the way CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before you begin the review, you can go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Can I Get Employment Tax Relief For Home Workers
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. However, they also offer other services that can aid you in becoming more financially secure.
First of all, it begins with requesting a free online savings estimate. The service is completely confidential and won’t be conducting a credit screening. With this estimate of savings you’ll be able to learn more about your other options in your journey towards debt-free.
The savings estimate, which was mentioned previously, offers you an idea of your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt will be the company to answer all of the calls from your creditors. They will also be the ones that will determine what you will pay for your repayment in accordance with the state of your financial situation. Depending on which works best your situation, the payment can be a lump-sum settlement or a payment plan.
Furthermore, they will be working with lenders to help you get better rates when you make deposits to your savings account, which in turn, will process to pay back the creditors. Their programs can assist you to get rid of debt in just 48 months.
After you’ve signed up with them, they’ll allow you access to your data 24/7. All you need to do is login to CuraDebts’ client portal to monitor your performance.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans credit cards and also lines of credit. They can also be approached to help settle any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance with the majority of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, should it be possible. Certain violations could result in having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the amount you have. They also allow you to have questions answered during a free meeting with their debt counselor.
The best part about the program is that you’ll only pay the fees after your debt has been settled. All you have to do is sign up with any of the plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documents They will also gather all the paperwork you’ll need to file tax returns.
With this program, you will be able to solve various tax issues such as wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They use only flat-fee pricing, which depends on the amount that you’ll need to settle.
There are a variety of options for the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
While debt settlement is their forte however, they do not offer all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the debt or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to pay taxes that are due without difficulty. Additionally, this service is offered across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt will also help you resolve your medical debt. In some cases you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students in negotiating any student loans that they are owed.
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your debts.
Also, they don’t charge high fees as well. On average, you’ll have to pay as much as 20% of the debt you settled through them.
In general, this type of business can cost anywhere from 15% to 25 percent.
Moreover, clients can expect to settle their debt from between 2 and 4 years. However, this also varies according to the amount you can save up per month.
Also, they claim that you can save as much as 30% when you factor in their costs into your calculations.
However, this statement will depend on your situation. Some customers have even talked about saving between 50% and up to 80%.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. In addition they charge only 20% of the cost, whereas most companies charge you 25%.
Next, if you’re done with the debt settlement program you may enroll in their credit repair program.
It’s a fantastic method to improve your credit score without having to go in debt again. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t inflate over time. They’ll also look into any creditor violations with the assistance of their experts in-house.
Some disadvantages to using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using . So if you’re trying to improve your rating on your credit, this may cause you to delay working on your obligations.
CureDebt also doesn’t have a mobile app. While they do have a client website but it’s aged and simple. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more for these types of services. In addition their 20% service charge is cheaper than most firms that charge an additional 25% charge. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account to see your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app that would make it easier to track your progression.
However, they have a great support team that you can contact them, not only via emails but also by phone or submitting an e-ticket. Can I Get Employment Tax Relief For Home Workers
If your debt is a big issue right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services that they provide are offered in your area.
FAQ Can I Get Employment Tax Relief For Home Workers
What is the time frame to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt provides tax relief programs that can aid you in dealing with problems like delinquent tax issues and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to pay down the amount of debt you have over time.