Has your debt been piling up lately? Are you burnt out from trying different financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they can help you or put you into more debt.
According to their clients, they can assist you in managing 80% of your debts so that you can take few things off of your shoulders.
However, for certain people the claims seem too good to be true.
You might be looking for any solution that could assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt operates and what issues it can help you solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before you begin the review, check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Can I Claim Tax Relief On Mortgage Interest Usa
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most known feature. They also provide other services that can assist you in becoming financially secure.
The process begins with requesting a free online savings estimate. It is a completely private service, and they won’t conduct a credit inquiry. By using this estimate of savings, you will be able to learn more about the alternatives towards debt-free.
Savings estimates, which was mentioned earlier, provides you with an idea of your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement program, CuraDebt is the company to answer all of your creditors’ calls. They will also be the ones who will negotiate conditions of the payment in accordance with the state of your finances. In determining which option is the most effectively your situation, the payment could be a lump-sum settlement or an installment plan.
Furthermore, they will be working with the creditors to ensure that you get better rates when you deposit money to your savings account, which is then processed to pay the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they’ll provide you with access to your information 24/7. All you have to do is log in to CuraDebts the client portal to track your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans credit cards, as well as line of credit. They can also be approached to help settle any remaining amount on business debts, collections, or repossessions.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive assistance with the majority cases, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, should it be possible. Some violations can also lead to having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the amount you own. You can also have questions answered during a free consult with their debt advisor.
The greatest benefit of their plan is that you will only have to pay for the charges when your debt is paid off. All you have to do is sign up with any of the plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial records They will also gather all the paperwork you’ll need for tax returns.
By using this program, you should be able to deal with the various types of tax problems like wage garnishments as well as tax penalties for personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges either. They only offer flat-fee prices and is dependent on the amount you must settle.
There are a variety of options for the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty, they don’t provide all kinds of settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if the debt or loan is tied to a physical item.
However, if you have the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to settle your past-due tax debts without any issues. Furthermore, this service is offered to all 50 states if you have a debt in arrears to IRS. There are tax experts from the federal government who can assist you in resolving the issues.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students with negotiating any student loans that they owe.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. Only pay when you’ve paid each of your outstanding debts.
They also do not charge high fees as well. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
On average, this type of industry charges between 15% and 25%.
Moreover, clients can expect to settle their debt from 2 to 4 years. This varies according to the amount you save per month.
Also, they claim that you can save as much as 30% by incorporating their costs into your calculations.
However, this statement will depend on your situation. Some customers have even talked about saving 50% to 80percent.
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The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. Furthermore they only charge an amount of 20%, while the majority of companies charge 25%.
Next, if you’re done with the debt settlement program you may join their credit repair program.
It’s a great way to restore your credit without going into debt again. However, the program lasts differently for each person according to your personal situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any violations of creditor with the assistance of their own experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with the credit card you use. If you’re trying to improve your standing on credit scores, you could cause you to delay finishing your debt.
CureDebt doesn’t even have a mobile app. Although they have a website for clients, it looks outdated and basic. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more for these types of services. Moreover the 20% service charge is cheaper than most businesses that charge a 25% fee. There are no upfront payments, and you will only be required to pay once the debt is settled.
While they’ll provide you with an account to see your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app that would make it easier to track your progress.
They do have a great support team, and you can reach them, not only via emails but also by phone or submitting an electronic ticket. Can I Claim Tax Relief On Mortgage Interest Usa
If your problem of debt is an problem right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Can I Claim Tax Relief On Mortgage Interest Usa
How long will it take to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt provides tax relief programs that can help you with problems such as delinquent payroll tax and garnishments of wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower your debt over time.
