Are you experiencing debt that has increased lately? Are you exhausted from trying other financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In most cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can help you or put you into more debt.
According to their clients, they can help you manage 80percent of your debt so that you are able to take few things off of your mind.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Can County Relief For Tax Credit For Arizona
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. However, they also offer other services that will help you be more financially stable.
It all begins with requesting a free online savings estimate. This service is very confidential and they will not be conducting a credit screening. With this estimate of savings you’ll be able to discover more about options to be debt-free.
The savings estimate, which was mentioned before, gives you an idea of your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration if you decide to sign up. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program, CuraDebt can be the one to handle all of the calls from your creditors. They’ll be the ones who will determine conditions of the settlement depending on the condition of your finances. In determining which option is the best to you, this could be either a lump sum settlement or the option of a payment plan.
Additionally, they will work with creditors to ensure that you have better rates as you make deposits to your savings account. This in turn, will process to pay off creditors. Their plans can help you settle the debt within the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is log in to CuraDebts Client Portal to monitor your performance.
Before you can avail of the program, you’ll have to satisfy their criteria first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the various ways CuraDebt can help you.
As their name suggests, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills credit cards, and loans. You can also approach them to help settle any remaining amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you won’t get assistance for the majority cases, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if possible. Some violations can also lead to having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the sum you have. You can also have questions answered during a free consultation with their debt counselor.
The best part about the program is that you will only pay the fees once your debt is settled. All you need to sign up to any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial records, they will also collect all the documents you’ll require for tax returns.
Through this program, you’ll be able to deal with various tax issues such as garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs either. They only use flat-fee pricing that is based on the amount you’ll must settle.
They offer different options in settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their specialization, they don’t provide all kinds in debt resolution. CuraDebt only focuses on unsecured debt. They can’t help you if your credit or loan is tied to an actual item.
If you do have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt, you should be able pay off tax debts that were due to be paid without difficulty. Additionally, this service is offered to all 50 states if you have a debt to the IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt will also help you resolve the medical bills. In some instances, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students in negotiating any loans they owe.
Personal and payday loans also qualify as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you settle each of your debts.
Additionally, they do not charge high charges either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debts within two to four years. This varies according to the amount you save per month.
Additionally, they claim that you can save up to 30% by incorporating their charges into your calculation.
But this claim will also vary, depending on your situation. Some customers have even talked about saving between 50% and 80%.
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Additionally they only charge an amount of 20%, while many companies charge 25 percent.
Next, if you’re done in the process of debt resolution, you can also sign up for their credit restoration program.
It’s a great way to restore your credit score without having to go in debt again. The program is however designed different for every person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t inflate over time. They’ll also be looking into any creditor violations with the help of their experts in-house.
Some disadvantages to using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with your credit card. If you’re trying to increase your standing on credit scores, you could cause you to delay finishing your obligations.
CureDebt doesn’t even have a mobile app. While they have a website for clients, it looks aged and simple. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more for these types of services. In addition, their 20% service cost is less expensive than the majority of firms that charge a 25% fee. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app, which would make it easier to monitor your performance.
But, they do have a great support team, and you can reach them, not only via emails but also via phone or submitting an e-ticket. Can County Relief For Tax Credit For Arizona
If the debt is a big problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they offer are available in your area.
FAQ Can County Relief For Tax Credit For Arizona
How long does it take to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt provides tax relief programs to aid you in dealing with problems such as delinquent payroll taxes and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.