Has your debt been increasing lately? Are you burnt out from trying different financial advice and strategies but still have unsolved issues?
Maybe you’re here because been through everything.
In the majority of cases, your best option is to speak with professionals that can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they are able to help or put you in more debt.
According to their clients, they can help you manage the majority of your debt so that you are able to take few things off of your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper look at the way CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before you begin the review, you can watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company California Wildfire Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is the most well-known feature. They also provide other services that will aid you in becoming more financially secure.
The process starts by requesting a no-cost online savings estimate. This service is very confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to discover more about other options in your journey to debt-free.
Savings estimates, which was mentioned earlier, provides you with an insight into your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you in your debt-free journey.
Following the debt settlement program, CuraDebt can be the agency to take care of all your creditor’s calls. They’ll be the ones who will determine conditions of the repayment based on the status of your finances. Based on what works best your situation, the payment could be a lump-sum settlement or a payment plan.
Additionally, they will be working with the creditors so that you can have better rates as you deposit money to your savings account. This is then processed to pay back the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to monitor your progress.
Before you are able to avail the program, you’ll have to satisfy their criteria first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans, credit cards as well as line of credit. You can also approach them to help settle any remaining amount on business debts collection, repossessions, or collections.
They may also assist in negotiating for back taxes as well as IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations could cause your debt to be removed as well.
CuraDebt lets you repay debt for less than the amount you have. Additionally, you can ask questions during their free consult with their debt advisor.
The greatest benefit of their program is that you will only pay the fees when your debt is paid off. All you have to sign up for any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documents They will also gather all the documents you’ll require to file tax returns.
By using this program, you’ll be able to resolve different types of taxes like garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees also. They use only flat-fee pricing, which depends on the amount you’ll must settle.
They have different solutions in the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their specialization, they don’t provide all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They aren’t able to help you if your credit or loan is tied to a physical item.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any problems. Furthermore, this service is offered to all 50 states in the event that you owe money to the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling any medical-related debt. In certain cases you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students negotiate any loans they are owed.
Payday loans and personal loans also qualify as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your debts.
Also, they don’t have high-cost costs either. On average, you’ll have to pay up to 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere between 15 and 25 percentage.
Moreover, clients can expect to settle their debts within two to four years. But, it also differs according to the amount you can save up per month.
They also claim that you can save as much as 30% if you include their charges into your calculation.
However, the claim may differ based on your specific situation. Some customers even claimed to save 50% to 80%.
Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. In addition, they only charge an amount of 20%, while most companies charge you 25%.
Then, if you’re done with the debt settlement program you can join their credit repair program.
It’s a great method to improve the credit rating without having to go back into debt. However, the program runs different for every person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also look into any violations by creditors with the help of their own experts.
The drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with the credit card you use. Therefore, if you’re trying build a better standing on credit scores, you might cause you to delay working on your debt.
CureDebt does not have a mobile app. Although they have a website for clients however, it appears outdated and basic. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on those types of services. Additionally, their 20% service charge is less expensive than the majority of businesses that charge an additional 25% charge. There are no upfront payments and you’ll only have to pay when the debt is paid off.
Although they’ll give you an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt does not have an app yet, which would make it easier to track your progress.
They do have a good support team that you can contact them not only through emails but also via phone or making an e-ticket. California Wildfire Tax Relief
If debt is a big problem, then we recommend CuraDebt’s service. Be sure to be qualified and that the services they provide are in your state.
FAQ California Wildfire Tax Relief
What is the time frame to complete the program?
The average program is 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt has a tax relief program that can aid you in dealing with problems such as delinquent payroll tax and garnishments on wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower your debt over time.