Have your debts been piling up lately? Are you exhausted from trying various financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve tried everything.
In most cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they can assist you or help you get into more debt.
According to their customers, they can help you manage 80percent of your debt so that you can finally take a couple of things off your mind.
However, for certain people they believe these claims are too good to be true.
If you’re looking for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt is used and the problems it could help solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before starting the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company California Tax Relief Company
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer other services that will help you be more financially secure.
The process starts by requesting a no-cost savings estimate online. It is a completely private service and won’t be doing a credit check. By using this estimate of savings you’ll be able to learn more about the alternatives towards debt-free.
This estimate of savings, which was mentioned before, gives you an insight into your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to join. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement plan, CuraDebt is the company to answer all of the calls from your creditors. They will also be the ones that determine what you will pay for your settlement in accordance with the state of your financial situation. Based on what works best for you, it could be either a lump sum settlement or an installment plan.
Moreover they will be working with creditors so that you can enjoy better rates when you deposit money to your savings account. This is then processed to pay back the creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal so that you can monitor your development.
Before you can benefit from the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you?
Here are the different ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can help you deal with debt. They can negotiate settlements on your behalf for all kinds of debt. They can help with personal loans, medical bills, credit cards and also line of credit. You can also approach them to help settle any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate with back taxes as well as IRS debt. But, you won’t receive assistance for the majority claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, should it be possible. Some violations can also lead to having your debts removed as well.
CuraDebt can also help you settle debt with less than the sum you have. You can also ask questions during their free consult with their debt counselor.
The best part about their plan is that you will only pay the fees when your debt is paid off. All you need to sign up for any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documentation, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you will be able to deal with various tax issues such as wage garnishments, tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing that is based on the amount you must settle.
They have different solutions when it comes to settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
Although debt settlement is their forte but they aren’t able to offer all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They aren’t able to assist you if your credit or loan is tied to an item that is physical.
If, however, you are in the following types of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able to pay your past-due tax debts without difficulty. Furthermore, this service is available to all 50 states in the event that you owe money to the IRS. There are federal tax experts to assist you with these kinds of problems.
CuraDebt will also help you resolve your medical debt. In certain cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students with negotiating any loans they are owed.
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
Additionally, they don’t charge high charges either. On average, you’ll be required to pay up to 20 percent of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15% and 25%.
Additionally, customers can anticipate to settle their debts within two to four years. This varies in relation to the amount you are able to save each month.
They also claim you can save as much as 30% if you include their costs into your calculations.
But this claim will also vary, depending on your specific situation. Some customers even claimed to save 50 to up to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you let’s look into the advantages from using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Additionally, they only charge an amount of 20%, while many companies charge 25 percent.
Next, if you’re done in the process of debt resolution, you can also sign up for their credit repair program.
It’s a great way to restore the credit rating without going back into debt. The program is however designed different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any creditor violations using their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using your credit card. If you’re trying to improve your credit score, it may delay you from working on your credit card debt.
CureDebt does not have a mobile app available. Although they have a client website, it looks aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on those types of services. Moreover the 20% service charge is lower than many companies that offer a 25% fee. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app that will make it easier to look at your progress.
They do have a competent support staff, and you can reach them not just via email but also by phone or submitting an electronic ticket. California Tax Relief Company
If the credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they offer are available in your state.
FAQ California Tax Relief Company
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt has a tax relief program to aid you in dealing with problems such as late payroll tax issues and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce the amount of debt you have over time.