Have your debts been piling up lately? Are you burnt out from trying different financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In most cases, the most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their customers, they can help you control 80percent of your debt so that you are able to take couple of w
orries off your mind.
However, for certain people the claims seem too good to be true.
You might be looking for something that will help you resolve your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper review of how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company California Tax Levy Relief Near 90016
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. They also provide additional services to help you be more financially secure.
It all begins by requesting a free online savings estimate. This service is very confidential and they will not be doing a credit check. With this estimate of savings, you will discover more about alternatives to be debt-free.
The savings estimate, which was mentioned before, gives you an idea of your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the company to handle all of your creditors’ calls. They will be the ones who negotiate conditions of the payment based on the status of your financial situation. In determining which option is the best your situation, the payment could be a lump-sum settlement or a payment plan.
Moreover they will also be working with the lenders to help you enjoy better rates when you deposit money to your savings account, which in turn, will be processed to pay off the creditors. The plans they offer can help you get rid of debt in just 48 months.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you need to do is log in to CuraDebts’ client portal to track your progress.
Before you can benefit from their program, you’ll need to pass their requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are some of the ways CuraDebt can assist you.
Like their name implies, CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills, credit cards and lines of credit. They can also be approached to pay off any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating on tax owed and IRS debt. But, you won’t receive support for most cases, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if possible. Some violations can also result in having your debts also dismissed.
CuraDebt can also help you repay debt for less than the amount you have. Additionally, you can ask questions during their free meeting with their debt counselor.
The most appealing aspect of their plan is that you will only pay the fees once your debt is settled. All you have to sign up for some of their programs, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the documents you’ll require for tax returns.
With this program, you should be able to deal with various tax issues like wage garnishments as well as tax penalties for personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you’ll have to pay.
They offer different options for settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialty, they don’t cater to all types in debt resolution. CuraDebt is only focused on debt that is not secured. They can’t assist you if your debt or loan is tied to an actual item.
If you do have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able to pay your past-due tax debts without difficulty. Moreover, this type of service is offered across all 50 states, if you have a debt towards the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In some cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students in negotiating any loans they owe.
Personal and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
Also, they do not charge high fees as well. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
In general, this type of industry can charge anywhere between 15 and 25 percentage.
Moreover, clients can expect to settle their debts within 2 to 4 years. But, it also differs in relation to the amount you are able to save each month.
Additionally, they claim that you can save as much as 30% when you factor in their fees in your equation.
However, the claim may depend on your specific situation. Some customers have even talked about saving 50 to 80%.
The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Additionally they charge only an amount of 20%, while many companies charge 25%.
Next, if you’re done with the debt settlement program, you may join their credit restoration program.
It’s a fantastic option to rebuild your credit without having to go in debt again. However, the program runs differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also be looking into any creditor violations with the assistance of their own experts.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with the credit card you use. Therefore, if you’re trying build a better rating on your credit, this may delay you from finishing your debt.
CureDebt does not offer a mobile application. While they have a website for clients, it looks aged and simple. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more on those types of services. Moreover their 20% service charge is lower than many businesses that charge the 25% cost. There are no upfront payments and you’ll only be required to pay once the debt is settled.
Although they’ll give you an account to see your progress but their website isn’t simple to navigate. CuraDebt does not have an app yet, which could make it easier for you to monitor your progress.
However, they have a great support team, and you can reach them not just via email but also via phone or sending an electronic ticket. California Tax Levy Relief Near 90016
If your debt is a big problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs they provide are in your state.
FAQ California Tax Levy Relief Near 90016
How long does it take to finish the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt offers a program for tax relief that will aid you in dealing with problems like delinquent tax issues and garnishments on wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce your debt over time.