Has your debt been piling up lately? Are you burnt out from trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because already tried everything.
In most cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their clients, they can help you manage 80percent of your debt , so you are able to take few things off of your shoulders.
But for some people they believe these claims are too good to be true.
If you’re looking for something that will aid you in settling your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at how CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before you begin the review, go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company California Proposition 55 And Over Tax Relief Signatures
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. They also provide other services that will help you be more financially secure.
The process begins by requesting a free savings estimate online. It is a completely private service, and they won’t be doing a credit check. With this estimate of savings you’ll be able to be able to learn more about the options to be debt-free.
Savings estimates, as mentioned earlier, provides you with an idea of your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt will be the company to answer all of your creditors’ calls. They will be the ones who determine the terms of your payment in accordance with the state of your financial situation. Depending on which works most effectively for you, it can either be a lump sum settlement or an installment plan.
Additionally they will be working with the creditors to ensure that you enjoy better rates when you transfer money into your savings account, which in turn, will process to pay creditors. Their programs can assist you to settle the debt within the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to monitor your performance.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for most types of debt. These include medical bills, personal loans, credit cards and also line of credit. They can also be approached to pay off any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, if they are possible. Certain violations could result in having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you own. Additionally, you can ask questions during their free consult with their debt advisor.
The best part about the program is that you’ll only have to pay for the charges once your debt is settled. All you need to sign up for some of their programs, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the paperwork you’ll need for tax returns.
By using this program, you should be able to deal with the various types of tax problems such as garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs either. They use only flat-fee pricing and is dependent on the amount you must settle.
They have different solutions when it comes to paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte, they don’t offer all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They won’t be able to assist you if your credit or loan is tied to an item that is physical.
However, if you have the following types of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to pay your past-due tax debts without difficulty. Additionally, this service is offered to all 50 states if you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In certain cases you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students negotiate the student loans they are owed.
Personal Loan
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
How much will it cost?
The best part about CuraDebt is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your outstanding debts.
Also, they do not charge high charges either. On average, you’ll be required to pay as much as 20 percent of the debt you settled with them.
In the average, this kind of industry can charge anywhere between 15 and 25 percentage.
Moreover, clients can expect to settle their debts within 2 to 4 years. However, this also varies according to the amount you save per month.
Additionally, they claim you can save as much as 30% when you factor in their charges into your calculation.
But this claim will also depend on your situation. Some customers even claimed to save 50% to 80percent.
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Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, let’s explore the benefits of using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. In addition they only charge 20% of the cost, whereas most companies charge you 25%.
If you’re finished by the program for debt relief you can enroll in their credit repair program.
It’s a great option to rebuild your credit without going back into debt. However, the program runs differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any creditor violations using their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using the credit card you use. Therefore, if you’re trying improve your standing on credit scores, you may delay you from finishing your obligations.
CureDebt does not offer a mobile application. Although they have a client website, it looks outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on those types of services. In addition their 20% service cost is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments, and you will only have to pay when the debt is settled.
Although they’ll give you an account to see your progress but their website isn’t easy to navigate. CuraDebt does not have an app that would make it easier to track your performance.
But, they do have a great support team and can be reached them not only through emails but also by phone or making an electronic ticket. California Proposition 55 And Over Tax Relief Signatures
If your credit card is a major problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they provide are in your state.
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FAQ California Proposition 55 And Over Tax Relief Signatures
What is the time frame to complete the program?
The program typically takes 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt provides tax relief programs to assist you with issues like delinquent taxes and garnishments on wages.
What should I do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to reduce your debt over time.
