Has your debt increased lately? Are you tired of trying other financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, the most effective approach is to talk to professionals that can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they can assist you or put you in more debt.
According to their clients they can help you manage 80percent of your debt so that you can finally take a couple of w
orries off your plate.
For some, these claims are just too good to be true.
If you’re looking for anything that can help you resolve your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of how CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before starting the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Cabarrus County Prroperty Tax Hardship Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most known feature. But they offer additional services to assist you in becoming financially secure.
First of all, it begins by requesting a free online savings estimate. It is a completely private service and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to discover more about options towards debt-free.
The savings estimate, which was mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration in the event that you decide to join. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program, CuraDebt is the one to take care of all your creditors’ calls. They’ll be the ones who negotiate what you will pay for your repayment based on the status of your finances. In determining which option is the best your situation, the payment could be either a lump sum settlement or an installment plan.
Moreover they will be working with the creditors so that you can have better rates as you make deposits to your savings account, which in turn, will be processed to pay back creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve signed up with them, they will give you access to your information 24/7. All you need to do is sign in to CuraDebts the client portal so that you can monitor your performance.
Before you can avail of their program, you’ll need to pass their requirements first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include personal loans, medical bills credit cards, and lines of credit. You can also approach them to pay off any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. However, you will not receive assistance with the majority cases, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt can also help you repay debt for less than the amount you have. Additionally, you can inquire about your debt during their no-cost consult with their debt counselor.
The greatest benefit of the program is that you will only pay the fees after your debt has been settled. All you have to do is sign up with one of their plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
Through this program, you will be able to solve various tax issues such as wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges also. They only use flat-fee pricing and is dependent on the amount you’ll need to settle.
There are a variety of options in settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte however, they do not offer all kinds of settlement. CuraDebt only focuses on debt that is not secured. They won’t be able to help you if your loan or debt is linked to an actual item.
However, if you have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to settle tax debts that were due to be paid without difficulty. Moreover, this type of service is offered to all 50 states if you have a debt to the IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also assist in settling the medical bills. In some instances you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students with negotiating the student loans they owe.
Personal and payday loans are also eligible as debt-settling programs. You may also be eligible if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of business can cost anywhere from 15% to 25%.
In addition, customers can expect to pay off their debts in 2 to 4 years. However, this also varies depending on the amount that you save per month.
Additionally, they claim that you can save up to 30% when you factor in their costs into your calculations.
But this claim will also vary, depending on your situation. Some clients even mentioned saving between 50% and 80percent.
Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Furthermore they only charge an amount of 20%, while most companies charge you 25%.
Next, if you’re done by the program for debt relief, you may also sign up for their credit repair program.
It’s an excellent method to improve the credit rating without going in debt again. However, the program runs in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t increase over time. They’ll also be looking into any violations of creditor with the help of their experts in-house.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using your credit card. Therefore, if you’re trying build a better standing on credit scores, you could cause you to delay working on your credit card debt.
CureDebt doesn’t even have a mobile app available. While they have a website that clients can access however, it appears outdated and basic. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more on those types of services. Moreover the 20% service fee is less expensive than the majority of businesses that charge an additional 25% charge. There is no upfront payment, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account so that you can track your progress, their website is not user-friendly. CuraDebt isn’t even an app that will make it easier to monitor your progress.
They do have a competent support staff, and you can reach them not only through emails but also by phone or submitting an e-ticket. Cabarrus County Prroperty Tax Hardship Relief
If the problem of debt is an problem, then we highly recommend CuraDebt’s program. Be sure to be eligible and that the services they offer are available in your state.
FAQ Cabarrus County Prroperty Tax Hardship Relief
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt offers a program for tax relief to aid you in dealing with problems such as late payroll tax issues and garnishments on wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce the amount of debt you have over time.