Has your debt been piling up lately? Are you exhausted from trying different financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve been through every thing.
In most cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they can assist you or help you get into more debt.
According to their clients they can assist you in managing 80% of your debt , so you are able to take few things off of your plate.
But for some people the claims seem too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of the way CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Ca Property Tax Relief For Veterans
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best known feature. But they offer other services that will help you be more financially secure.
The process begins with requesting a free savings estimate on the internet. It is a completely private service and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to learn more about your options towards debt-free.
This estimate of savings, as we’ve mentioned before, gives you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration if you decide to join. Some financial advisors can help you in your debt-free journey.
Following the debt settlement program, CuraDebt can be the agency to answer all of your creditor’s calls. They will be the ones who determine conditions of the payment in accordance with the state of your financial situation. Depending on which works most effectively for you, it could be a lump-sum settlement or the option of a payment plan.
Moreover they will also be working with lenders to help you enjoy better rates when you deposit money to your savings account. This in turn, will be processed to pay back creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve registered with them, they’ll allow you access to your data 24/7. All you have to do is log in to CuraDebts’ client portal to monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans credit cards, as well as lines of credit. They are also able to pay off any remaining amount on business debts, collections, or repossessions.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if possible. Some violations can also cause your debt to be also dismissed.
CuraDebt can also help you settle debt with less than the sum you have. They also allow you to have questions answered during a free meeting with their debt advisor.
The most appealing aspect of their program is that you will only pay the fees once your debt is settled. All you have to do is sign up with any of the plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
With this program, you will be able to solve different types of taxes such as garnishments on wages and tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices, which depends on the amount that you’ll have to pay.
They have different solutions when it comes to the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte, they don’t provide all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if the loan or debt is linked to an actual item.
If, however, you are in the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off your past-due tax debts without any issues. Furthermore, this service is offered to all 50 states if you owe money in arrears to IRS. They have federal tax experts to assist you with the issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some instances you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students in negotiating any student loans that they have to pay.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
They also don’t charge high charges either. In the average, you’ll need to pay up to 20% of the debt you settled through them.
In the average, this kind of business can cost anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to pay off their debts in two to four years. However, this also varies according to the amount you can save up per month.
Additionally, they claim that you could save as much as 30% if you include their charges into your calculation.
However, the claim may depend on the situation. Some customers even claimed to save 50% to 80%.
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Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, let’s explore the benefits of using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Additionally they charge only an amount of 20%, while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you may join their credit restoration program.
It’s an excellent option to rebuild your credit score without having to go in debt again. However, the program lasts in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any violations by creditors using their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with your credit card. So if you’re trying to build a better credit score, it could set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a website for clients, it looks old and mundane. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more on these kinds of services. Moreover their 20% service charge is cheaper than most firms that charge a 25% fee. There is no upfront payment and you’ll only be required to pay once the debt is settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app that would make it easier to look at your progress.
They do have a great support team and can be reached them not only through emails but by phone or by submitting an electronic ticket. Ca Property Tax Relief For Veterans
If the problem of debt is an problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they provide are in your area.
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FAQ Ca Property Tax Relief For Veterans
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs to aid you in dealing with problems such as late payroll tax issues and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to reduce the amount of debt you have over time.