Has your debt increased lately? Are you tired of trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through everything.
In the majority of cases, your most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their clients they can help you manage 80percent of your debts so that you can take few things off of your mind.
However, for certain people, these claims are just too good to be true.
You might be looking for something that will help you resolve your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at how CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Business Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. They also provide other services that can help you be more financially secure.
It all begins by requesting a free savings estimate on the internet. It is a completely private service and won’t be conducting a credit screening. By using this estimate of savings you’ll discover more about alternatives towards debt-free.
Savings estimates, which was mentioned earlier, provides you with an idea of your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration if you decide to join. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt is the one to answer all of your creditor’s calls. They will also be the ones that will determine the terms of your repayment depending on the condition of your finances. Based on what works most effectively your situation, the payment can be either a lump sum settlement or the option of a payment plan.
Moreover they will also be working with lenders to help you get better rates when you make deposits to your savings account, which in turn, will process to pay back the creditors. The plans they offer can help you settle the debt within two years.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts Client Portal to track your progress.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can help you deal with debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. These include medical bills, personal loans credit cards, and line of credit. They are also able to pay off any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you won’t get assistance with the majority claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if they are possible. Some violations can also result in having your debts also dismissed.
CuraDebt lets you settle debt with less than the amount you own. You can also ask questions during their free meeting with their debt advisor.
The greatest benefit of their program is that you only be charged after your debt has been settled. All you need to sign up for some of their programs and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
With this program, you should be able to solve the various types of tax problems such as garnishments on wages, tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges either. They only offer flat-fee prices that is based on the amount you’ll must settle.
They offer different options in settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they help you with?
Although debt settlement is their forte however, they do not offer all kinds in debt resolution. CuraDebt only focuses on loans that are not secured. They can’t assist you if your debt or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to pay tax debts that were due to be paid without difficulty. Additionally, this service is offered to all 50 states in the event that you owe money in arrears to IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some instances, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students in negotiating any loans they owe.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your outstanding debts.
Also, they don’t have high-cost fees as well. On average, you’ll be required to pay up to 20 percent of the debt that you settled through them.
On average, this type of industry can charge anywhere between 15% and 25%.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. This varies in relation to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% by incorporating their fees in your equation.
However, the claim may differ based on your situation. Some customers have even talked about saving 50% to 80%.
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The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, let’s look into the advantages that come with using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25%.
If you’re finished with the debt settlement program, you may join their credit repair program.
It’s an excellent option to rebuild your credit score without having to go into debt again. However, the program lasts differently for each person, depending on your situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also investigate any violations by creditors with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using your credit card. Therefore, if you’re trying build a better credit score, it could set you back while you’re finishing your credit card debt.
CureDebt also doesn’t have a mobile app available. Although they have a client website however, it appears old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more for these types of services. In addition their 20% service cost is cheaper than most firms that charge a 25% fee. There are no upfront payments, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account to see your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which could make it easier for you to monitor your progress.
They do have a competent support staff and can be reached them not only through emails but also by phone or making an e-ticket. Business Property Tax Relief
If credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
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FAQ Business Property Tax Relief
How long does it take to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs to help you with problems such as late payroll taxes and garnishments on wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.
