Have your debts increased lately? Are you exhausted from trying various financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people are asking if they can assist you or put you in more debt.
According to their clients, they can help you manage 80percent of your debts so that you are able to take couple of things off your shoulders.
However, for certain people, these claims are just too good to be true.
If you’re looking for something that will assist you in paying off your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at how CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Business Property Relief Inheritance Tax
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. However, they also offer other services that can assist you in becoming financially secure.
It all starts by requesting a no-cost savings estimate on the internet. This service is very confidential and won’t be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about your other options in your journey towards debt-free.
This estimate of savings, as mentioned earlier, provides you with an insight into your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt is the one to handle all of your creditors’ calls. They’ll be the ones who will determine what you will pay for your payment depending on the condition of your financial situation. Based on what works best your situation, the payment could be a lump-sum settlement or an installment plan.
Furthermore they will be working with the lenders to help you have better rates as you make deposits to your savings account. This, is then processed to pay off creditors. Their plans can help you pay off the debt in 48 months.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you need to do is sign in to CuraDebts Client Portal to track your development.
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf for most types of debt. They can help with medical bills, personal loans, credit cards and line of credit. You can also approach them to pay off any remaining amount on business debts, collections, or repossessions.
They can even help negotiate on tax owed as well as IRS debt. However, you won’t get support for most cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. They also allow you to have questions answered during a free meeting with their debt advisor.
The greatest benefit of their plan is that you only pay the fees once your debt is settled. All you need to sign up to one of their plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documentation They will also gather all the paperwork you’ll need for tax returns.
By using this program, you will be able to solve various tax issues such as garnishments on wages as well as tax penalties for personal and business taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees also. They only use flat-fee pricing and is dependent on the amount you need to settle.
They offer different options when it comes to settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their specialty, they don’t provide all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if the credit or loan is tied to a physical item.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay taxes that are due without any issues. Moreover, this type of service is accessible across all 50 states, if you have a debt in arrears to IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve the medical bills. In some cases you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students negotiate any loans they owe.
Payday loans and personal loans also qualify for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you settle each of your debts.
Also, they do not charge high charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled through them.
In the average, this kind of business can cost anywhere between 15% and 25 percent.
In addition, customers can expect to pay off their debts in 2 to 4 years. However, this also varies according to the amount you can save up per month.
Additionally, they claim that you can save up to 30% by incorporating their charges into your calculation.
But this claim will also vary, depending on the situation. Some customers even claimed to save between 50% and up to 80%.
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can offer you let’s explore the benefits from using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. In addition, they only charge a 20% fee while the majority of companies charge 25%.
If you’re finished with the debt settlement program you could enroll in their credit restoration program.
It’s a great method to improve your credit score without having to go back into debt. However, the program lasts differently for each person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any violations of creditor using their in-house experts.
Drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using . If you’re trying to improve your rating on your credit, this may set you back while you’re finishing your credit card debt.
CureDebt does not have a mobile app. While they do have a website for clients, it looks old and mundane. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not credited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more on these kinds of services. Additionally the 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There is no upfront payment, and you will only be required to pay once the debt is paid off.
While they’ll provide you with an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which will make it easier to look at your progress.
They do have a competent support staff that you can contact them, not only via emails but also by phone or sending an e-ticket. Business Property Relief Inheritance Tax
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Be sure to be eligible and that the services that they provide are offered in your area.
FAQ Business Property Relief Inheritance Tax
How long does it take to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that can help you with problems such as delinquent payroll taxes and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.