Has your debt increased lately? Are you tired of trying various financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In most cases, the best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they are able to help or help you get into more debt.
According to their customers, they can help you manage 80% of your debt , so you can finally take a couple of things off your shoulders.
However, for certain people, these claims are just too good to be true.
You might be looking for any solution that could help you resolve your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, you can go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Bristol Township Tax Relief Team
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is the most popular feature. They also provide other services that will assist you in becoming financially secure.
First of all, it begins by requesting a free savings estimate on the internet. It is a completely private service, and they won’t conduct a credit inquiry. By using this estimate of savings, you will be able to learn more about the alternatives to debt-free.
This estimate of savings, which was mentioned previously, offers you the opportunity to consider your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to join. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt can be the agency to answer all of your creditor’s calls. They’ll also be the ones who will determine what you will pay for your payment in accordance with the state of your finances. Depending on which works most effectively your situation, the payment can be either a lump sum settlement or an installment plan.
Furthermore they will also be working with creditors to ensure that you have better rates as you deposit money to your savings account. This in turn, will process to pay back the creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is log in to CuraDebts Client Portal so that you can monitor your performance.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for most types of debt. They can help with medical bills, personal loans, credit cards and also line of credit. They are also able to pay off any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating for back taxes and IRS debt. But, you won’t receive assistance with the majority claims, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, if possible. Certain violations could result in having your debts removed as well.
CuraDebt can also help you settle debt with less than the amount you have. You can also inquire about your debt during their no-cost consult with their debt counselor.
The most appealing aspect of the program is that you only be charged when your debt is paid off. All you need to sign up for some of their programs, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial documentation, they will also collect all the necessary paperwork to file tax returns.
With this program, you’ll be able to deal with various tax issues like garnishments on wages and tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing, which depends on the amount you’ll must settle.
They have different solutions in paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to offer all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if the debt or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without difficulty. Additionally, this service is accessible to all 50 states in the event that you have a debt to the IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling the medical bills. In certain cases you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students in negotiating any student loans that they have to pay.
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how the company has priced its services. They don’t charge upfront fees. You’ll only pay once you settle each of your debts.
Also, they do not charge high costs either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere from 15% to 25%.
In addition, customers can expect to settle their debt from 2 to 4 years. However, this also varies depending on the amount that you save per month.
Also, they claim that you can save as much as 30% by incorporating their costs into your calculations.
However, this statement will depend on the situation. Some customers have even talked about saving 50 to 80percent.
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. In addition they charge only 20% of the cost, whereas the majority of companies charge 25 percent.
Next, if you’re done by the program for debt relief you could enroll in their credit repair program.
It’s an excellent method to improve the credit rating without having to go in debt again. However, the program runs different for every person, depending on your situation.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t inflate over time. They’ll also look into any violations of creditor with the help of their experts in-house.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using your credit card. So if you’re trying to increase your rating on your credit, this may set you back while you’re working on your debt.
CureDebt does not have a mobile app. While they have a website that clients can access, it looks outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not credited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more on those types of services. In addition their 20% service cost is cheaper than most firms that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app that would make it easier to monitor your progression.
But, they do have a competent support staff and can be reached them, not only via emails but also by phone or making an electronic ticket. Bristol Township Tax Relief Team
If your credit card is a major problem, then we recommend CuraDebt’s service. Make sure you’re qualified and that the services that they provide are offered in your area.
FAQ Bristol Township Tax Relief Team
How long will it take to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that will help you with problems such as delinquent payroll tax and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.