Has your debt been piling up lately? Are you burnt out from trying other financial advice and tips but haven’t solved your problems?
Maybe you’re here because tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they are able to help or put you in more debt.
According to their clients, they can help you control 80% of your debts so that you are able to take couple of w
orries off your mind.
For some, these claims are just too good to be true.
You might be looking for anything that can assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, you can check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Birla Sun Life Tax Relief 96 Fund
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. But they offer additional services to assist you in becoming financially stable.
The process begins by requesting a free savings estimate online. It is a completely private service, and they won’t be conducting a credit screening. With this savings estimate you’ll be able to be able to learn more about the options to debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement plan, CuraDebt is the one to answer all of the calls from your creditors. They will be the ones who determine conditions of the payment based on the status of your finances. Based on what works best your situation, the payment can either be a lump sum settlement or a payment plan.
Additionally, they will be working with creditors so that you can enjoy better rates when you transfer money into your savings account. This, is then processed to pay off the creditors. The plans they offer can help you pay off the debt in two years.
Once you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you have to do is login to CuraDebts the client portal to monitor your development.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans credit cards, and loans. They are also able to help settle any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. But, you won’t receive support for most of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if possible. Certain violations could result in having your debts also dismissed.
CuraDebt lets you pay off debts with less than the amount you have. They also allow you to ask questions during their free meeting with their debt advisor.
The most appealing aspect of the program is that you’ll only have to pay for the charges when your debt is paid off. All you have to sign up for any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
By using this program, you will be able to resolve various tax issues such as garnishments on wages and tax penalties, personal and business taxes and back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They use only flat-fee pricing that is based on the amount you’ll must settle.
There are a variety of options in paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to cater to all types of debt settlement. CuraDebt only focuses on unsecured debt. They aren’t able to assist you if your debt or loan is tied to an item that is physical.
However, if you have the following types of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able to settle taxes that are due without difficulty. Furthermore, this service is available across all 50 states, if you owe money to the IRS. They have federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students in negotiating any loans they have to pay.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you have paid off all of your debts.
Additionally, they don’t charge high fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
In the average, this kind of business can cost anywhere between 15% and 25 percentage.
In addition, customers can expect to pay off their debts in between 2 and 4 years. This varies depending on the amount that you save per month.
Additionally, they claim that you could save up to 30% by incorporating their fees in your equation.
However, the claim may depend on the situation. Some clients even mentioned saving 50% to up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. In addition they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution you can join their credit restoration program.
It’s a great method to improve the credit rating without having to go into debt again. However, the program runs differently for each person, depending on your situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also investigate any violations by creditors with the assistance of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with . Therefore, if you’re trying improve your rating on your credit, this could delay you from getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a client website however, it appears aged and simple. It’s not very intuitive, and it can be difficult to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. Additionally, their 20% service cost is less expensive than the majority of companies that offer the 25% cost. There is no upfront payment and you’ll only have to pay when the debt is settled.
Although they’ll give you an account that allows you to track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to look at your progression.
However, they have a competent support staff that you can contact them not only through emails but also via phone or submitting an electronic ticket. Birla Sun Life Tax Relief 96 Fund
If the debt is a big problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Birla Sun Life Tax Relief 96 Fund
What is the time frame to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs that will aid you in dealing with problems such as delinquent payroll tax and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce the amount of debt you have over time.
