Has your debt increased lately? Are you burnt out from trying other financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve already tried every thing.
In most cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they can assist you or put you into more debt.
According to their clients they can help you manage 80percent of your debt , so you can finally take a few things off of your shoulders.
However, for certain people the claims seem too good to be true.
You might be looking for something that will assist you in paying off your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt operates and what issues it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, you can watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Best Irs Tax Relief Company
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. But they offer additional services to assist you in becoming financially secure.
It all begins with requesting a free online savings estimate. It is a completely private service and won’t be conducting a credit screening. With this estimate of savings, you will be able to learn more about the other options in your journey to be debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with an idea of your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to sign up. Some financial advisors can help you on your path to debt-free living.
After your debt settlement plan, CuraDebt can be the company to answer all of your creditors’ calls. They’ll also be the ones who will determine conditions of the settlement depending on the condition of your financial situation. Based on what works most effectively your situation, the payment can either be a lump sum settlement or the option of a payment plan.
Moreover they will work with lenders to help you enjoy better rates when you make deposits to your savings account. This in turn, will process to pay back creditors. Their programs can assist you to get rid of debt in just 48 months.
After you’ve registered with them, they will allow you access to your account information 24 hours a day. All you need to do is login to CuraDebts Client Portal to track your performance.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to pass their requirements first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on behalf of you for the majority of types of debt. These include medical bills, personal loans credit cards, and also lines of credit. They can also be approached to settle any outstanding amount on business debts and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance with the majority claims, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt can also help you settle debt with less than the sum you have. You can also have questions answered during a free meeting with their debt advisor.
The best part about their program is that you’ll only have to pay for the charges once your debt is settled. All you have to do is sign up with one of their plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
By using this program, you will be able to resolve different types of taxes such as wage garnishments as well as tax penalties for personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They only offer flat-fee prices and is dependent on the amount you’ll must settle.
They offer different options in the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they help you with?
While debt settlement is their specialization, they don’t offer all kinds in debt resolution. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if the debt or loan is tied to an item that is physical.
If, however, you are in the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to pay your past-due tax debts without any problems. Additionally, this service is available to all 50 states if you have a debt towards the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In certain cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students negotiate any loans they have to pay.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you settle each of your outstanding debts.
Also, they don’t charge high fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of industry can charge anywhere from 15% to 25 percent.
In addition, customers can expect to settle their debts within 2 to 4 years. This varies depending on the amount that you can save up per month.
Also, they claim that you can save up to 30% if you include their charges into your calculation.
But this claim will also depend on the situation. Some clients even mentioned saving 50% to up to 80%.
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The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas most companies charge you 25%.
Then, if you’re done with the debt settlement program, you could also sign up for their credit restoration program.
It’s a fantastic method to improve your credit without having to go back into debt. However, the program lasts differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any violations of creditor with the assistance of their in-house experts.
The drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with . If you’re trying to increase your rating on your credit, this may cause you to delay working on your obligations.
CureDebt doesn’t even have a mobile app. While they have a website that clients can access, it looks aged and simple. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more on these kinds of services. In addition the 20% service fee is cheaper than most businesses that charge a 25% fee. There are no upfront payments, and you will only have to pay when the debt is settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app yet, which would make it easier to monitor your progress.
However, they have a competent support staff that you can contact them not only through emails but also via phone or making an electronic ticket. Best Irs Tax Relief Company
If debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they provide are in your state.
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FAQ Best Irs Tax Relief Company
How long does it take to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt provides tax relief programs to aid you in dealing with problems like delinquent tax and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce the amount of debt you have over time.