Are you experiencing debt that has been piling up lately? Are you exhausted from trying other financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, your best way is to approach experts who can help you settle this issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients, they can help you control 80% of your debt , so you can finally take a few things off of your plate.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before beginning the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Best Income Tax Relief Ireland
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most known feature. However, they also offer other services that will assist you in becoming financially stable.
It all begins by requesting a free savings estimate online. This service is very confidential and they will not conduct a credit inquiry. With this savings estimate you’ll be able to learn more about your options towards debt-free.
The savings estimate, which was mentioned before, gives you the opportunity to consider your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating the process of credit arbitration should you choose to enroll. Some financial advisors can help you with your debt-free journey.
After your debt settlement plan, CuraDebt can be the company to handle all of your creditor’s calls. They will also be the ones that negotiate the terms of your settlement depending on the condition of your financial situation. Based on what works best your situation, the payment can be a lump-sum settlement or a payment plan.
Moreover, they will be working with creditors so that you can have better rates as you transfer money into your savings account. This, in turn, will process to pay back the creditors. The plans they offer can help you settle the debt within two years.
Once you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal to monitor your progress.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with debt. They can negotiate settlements on behalf of you for all kinds of debt. This includes medical bills, personal loans, credit cards as well as loans. They are also able to settle any outstanding balance on business debt collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive support for most claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, should it be possible. Certain violations may cause your debt to be also dismissed.
CuraDebt also allows you to settle debt with less than the sum you have. You can also inquire about your debt during their no-cost consult with their debt counsellor.
The best part about the program is that you only be charged after your debt has been settled. All you have to sign up to any of the plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial records They will also gather all the paperwork you’ll need for tax returns.
By using this program, you will be able to resolve different types of taxes like garnishments on wages, tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only use flat-fee pricing, which depends on the amount you must settle.
They offer different options when it comes to paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their forte however, they do not cater to all types in debt resolution. CuraDebt only focuses on unsecured debt. They aren’t able to help you if your debt or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without any issues. Moreover, this type of service is accessible across all 50 states, if you have a debt in arrears to IRS. There are federal tax experts that can help you resolve these types of issues.
CuraDebt can also assist in settling any medical-related debt. In certain cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students with negotiating the student loans they have to pay.
Personal loans and payday loans are also eligible as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your debts.
They also do not charge high costs either. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of business can cost anywhere between 15 and 25 percentage.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. But, it also differs according to the amount you save per month.
They also claim that you can save up to 30% if you include their charges into your calculation.
But this claim will also vary, depending on the situation. Some clients even mentioned saving 50 to 80%.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. In addition they charge only 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished in the process of debt resolution, you can enroll in their credit restoration program.
It’s a fantastic option to rebuild your credit without having to go into debt again. However, the program runs in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also be looking into any violations of creditor with the help of their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with your credit card. If you’re trying to improve your rating on your credit, this might cause you to delay getting rid of your obligations.
CureDebt also doesn’t offer a mobile application. While they have a website that clients can access however, it appears old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on those types of services. Additionally the 20% service charge is cheaper than most companies that offer a 25% fee. There are no upfront payments, and you will only have to pay when the debt is settled.
Although they’ll give you an account so that you can track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app that would make it easier to monitor your performance.
They do have a good support team and can be reached them, not only via emails but also via phone or sending an electronic ticket. Best Income Tax Relief Ireland
If the credit card is a major problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they offer are available in your area.
FAQ Best Income Tax Relief Ireland
What is the time frame to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt offers a program for tax relief to assist you with issues like delinquent taxes and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce the amount of debt you have over time.