Have your debts been increasing lately? Are you tired of trying other financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve already tried everything.
In most cases, the best way is to approach experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they can help you or help you get into more debt.
According to their clients, they can help you control 80% of your debt so that you can take few things off of your shoulders.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll take a deeper study of the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Bernie Voted Against Expiration Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. But they offer additional services to help you be more financially stable.
The process begins with requesting a free online savings estimate. The service is completely confidential and won’t be conducting a credit screening. With this savings estimate you’ll learn more about your other options in your journey to be debt-free.
The savings estimate, which was mentioned previously, offers you the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to join. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement plan, CuraDebt will be the agency to take care of all your creditor’s calls. They’ll also be the ones who will determine what you will pay for your payment depending on the condition of your finances. Depending on which works most effectively for you, it can be a lump-sum settlement or a payment plan.
Additionally, they will be working with the lenders to help you have better rates as you transfer money into your savings account. This, in turn, will be processed to pay off the creditors. Their plans can help you settle the debt within 48 months.
After you’ve signed up with them, they will give you access to your information 24/7. All you have to do is log in to CuraDebts the client portal to monitor your progress.
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
Like their name implies, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans credit cards and also lines of credit. They are also able to pay off any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you will not receive assistance with the majority claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt also allows you to settle debt with less than the sum you have. You can also ask questions during their free consultation with their debt counselor.
The best part about their plan is that you’ll only have to pay for the charges when your debt is paid off. All you need to sign up to one of their plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you should be able to solve various tax issues such as wage garnishments as well as tax penalties for personal and corporate taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount that you’ll must settle.
They have different solutions in the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their forte however, they do not provide all kinds of debt settlement. CuraDebt only focuses on debt that is not secured. They can’t help you if the credit or loan is tied to an item that is physical.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to pay taxes that are due without difficulty. Additionally, this service is offered across all 50 states, if you have a debt in arrears to IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
CuraDebt will also help you resolve your medical debt. In some cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students with negotiating the student loans they are owed.
Payday loans and personal loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you have paid off all of your debts.
Also, they don’t charge high costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of industry charges between 15 and 25%.
In addition, customers can expect to settle their debts within two to four years. But, it also differs according to the amount you can save up per month.
Additionally, they claim you can save as much as 30% if you include their charges into your calculation.
But this claim will also depend on your situation. Some clients even mentioned saving between 50% and 80%.
Benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Furthermore they only charge an amount of 20%, while most companies charge you 25 percent.
If you’re finished with the debt settlement program you may join their credit repair program.
It’s a fantastic way to restore your credit without going back into debt. However, the program runs differently for each person according to your personal situation.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor with the help of their own experts.
Some disadvantages to using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with your credit card. Therefore, if you’re trying improve your rating on your credit, this may set you back while you’re working on your credit card debt.
CureDebt doesn’t even have a mobile app available. Although they have a website that clients can access however, it appears old and mundane. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on these kinds of services. Additionally their 20% service charge is lower than many businesses that charge a 25% fee. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
Although they’ll give you an account to see your progress, their website is not simple to navigate. CuraDebt does not have an app, which could make it easier for you to monitor your progress.
But, they do have a good support team and can be reached them not just via email but also by phone or submitting an electronic ticket. Bernie Voted Against Expiration Tax Relief
If your problem of debt is an problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the services that they provide are offered in your state.
FAQ Bernie Voted Against Expiration Tax Relief
What is the time frame to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt provides tax relief programs to help you with problems such as delinquent payroll taxes and garnishments of wages.
What should I do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce the amount of debt you have over time.