Has your debt been increasing lately? Are you tired of trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because been through everything.
In the majority of cases, the best option is to speak with experts who can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they can assist you or help you get into more debt.
According to their clients they can assist you in managing the majority of your debt so that you can finally take a few things off of your shoulders.
But for some people, these claims are just too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll take a deeper study of the way CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Belchertown Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. But they offer additional services to help you be more financially stable.
It all starts by requesting a no-cost savings estimate online. The service is completely confidential and won’t conduct a credit inquiry. With this savings estimate you’ll be able to learn more about your options to be debt-free.
The savings estimate, as we’ve mentioned before, gives you an insight into your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt is the agency to answer all of your creditor’s calls. They will be the ones who negotiate conditions of the payment based on the status of your financial situation. Depending on which works most effectively for you, it can be a lump-sum settlement or an installment plan.
Additionally, they will be working with the creditors to ensure that you enjoy better rates when you transfer money into your savings account, which in turn, will process to pay back creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve registered with them, they will give you access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to monitor your performance.
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans credit cards, and also loans. They are also able to pay off any remaining balance on business debt and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. But, you won’t receive assistance for the majority cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you settle debt with less than the sum you have. Additionally, you can ask questions during their free meeting with their debt advisor.
The most appealing aspect of their program is that you only pay the fees once your debt is settled. All you need to sign up for one of their plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial records, they will also collect all the paperwork you’ll need for tax returns.
With this program, you should be able to resolve the various types of tax problems like garnishments on wages, tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices that is based on the amount you’ll must settle.
They offer different options in the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
Although they specialize in debt settlement, it is not their specialty however, they do not provide all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They can’t assist you if your loan or debt is linked to an item that is physical.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able pay off taxes that are due without any issues. Additionally, this service is available to all 50 states in the event that you have a debt to the IRS. There are tax experts from the federal government to assist you with these types of issues.
CuraDebt can also assist in settling your medical debt. In some cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students in negotiating any loans they are owed.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you settle each of your debts.
They also don’t have high-cost charges either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
In the average, this kind of industry charges between 15 and 25 percent.
Moreover, clients can expect to settle their debts within 2 to 4 years. However, this also varies according to the amount you save per month.
Also, they claim that you can save up to 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on the situation. Some customers even claimed to save 50% to 80%.
Benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Furthermore, they only charge 20% of the cost, whereas most companies charge you 25%.
Then, if you’re done by the program for debt relief, you could join their credit restoration program.
It’s a great option to rebuild the credit rating without going back into debt. However, the program runs differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also look into any creditor violations using their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with . Therefore, if you’re trying build a better credit score, it may set you back while you’re finishing your obligations.
CureDebt does not offer a mobile application. Although they have a client website, it looks outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on these kinds of services. Additionally their 20% service fee is less expensive than the majority of businesses that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay when the debt is paid off.
While they’ll provide you with an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt does not have an app yet, which would make it easier to track your progression.
But, they do have a competent support staff that you can contact them, not only via emails but also by phone or submitting an e-ticket. Belchertown Tax Relief
If your debt is a big problem, then we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs they provide are in your state.
FAQ Belchertown Tax Relief
How long will it take to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt has a tax relief program to assist you with issues such as late payroll tax issues and garnishments on wages.
What should I do after joining the program?
You’ll be required to communicate with the team and pay the required payments to reduce your debt over time.