Are you experiencing debt that has increased lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because been through every thing.
In the majority of cases, your best option is to speak with experts who can help you resolve the issue.
CuraDebt is among the most asked companies. Many people are asking if they can help you or help you get into more debt.
According to their clients they can assist you in managing 80percent of your debts so that you can take couple of w
orries off your mind.
However, for certain people they believe these claims are too good to be true.
If you’re looking for anything that can help you resolve your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of the way CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, you can go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Back Tax Relief Free Help
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. They also provide other services that will assist you in becoming financially secure.
First of all, it begins with requesting a free online savings estimate. This service is very confidential and won’t be conducting a credit screening. By using this estimate of savings you’ll learn more about your other options in your journey to debt-free.
Savings estimates, as mentioned earlier, provides you with the opportunity to consider your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the company to handle all of your creditors’ calls. They will also be the ones that will negotiate what you will pay for your repayment based on the status of your financial situation. In determining which option is the best your situation, the payment can either be a lump sum settlement or a payment plan.
Furthermore they will work with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This, is then processed to pay off creditors. Their programs can assist you to get rid of debt in just 48 months.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you have to do is log in to CuraDebts Client Portal to track your development.
Before you can avail of the program, you’ll have to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills credit cards and lines of credit. They are also able to pay off any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate on tax owed as well as IRS debt. However, you won’t get assistance for the majority claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if possible. Certain violations could result in having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the amount you own. Additionally, you can inquire about your debt during their no-cost meeting with their debt counselor.
The best part about their program is that you’ll only be charged once your debt is settled. All you have to do is sign up with one of their plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial documentation and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
By using this program, you should be able to deal with different types of taxes such as wage garnishments as well as tax penalties for personal and business taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing, which depends on the amount you must settle.
They have different solutions for paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their forte, they don’t offer all kinds of settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if your debt or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without difficulty. Additionally, this service is available across all 50 states, if you have a debt to the IRS. There are federal tax experts to assist you with the issues.
CuraDebt can also help resolve the medical bills. In some instances, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. However, they can assist private students negotiate any loans they are owed.
Personal and payday loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
Additionally, they don’t charge high costs either. In the average, you’ll need to pay as much as 20 percent of the debt that you settled with them.
In the average, this kind of industry can charge anywhere between 15 and 25 percentage.
Moreover, clients can expect to settle their debt from between 2 and 4 years. This varies in relation to the amount you can save up per month.
They also claim that you could save as much as 30% by incorporating their charges into your calculation.
But this claim will also vary, depending on your specific situation. Some customers even claimed to save between 50% and 80%.
Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Furthermore they charge only an amount of 20%, while the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution, you can also sign up for their credit repair program.
It’s a fantastic method to improve the credit rating without going into debt again. However, the program runs differently for each person, depending on your situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t inflate over time. They’ll also look into any creditor violations with the help of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with the credit card you use. Therefore, if you’re trying build a better standing on credit scores, you might cause you to delay getting rid of your obligations.
CureDebt also doesn’t offer a mobile application. While they have a website for clients however, it appears aged and simple. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more for these types of services. Moreover, their 20% service charge is cheaper than most businesses that charge a 25% fee. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll give you an account to see your progress but their website isn’t easy to navigate. CuraDebt does not have an app, which will make it easier to look at your progress.
They do have a good support team and can be reached them, not only via emails but by phone or by submitting an e-ticket. Back Tax Relief Free Help
If your problem of debt is an problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they offer are available in your state.
FAQ Back Tax Relief Free Help
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt has a tax relief program that can assist you with issues such as late payroll tax and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to lower your debt over time.