Has your debt been increasing lately? Are you tired of trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, your best option is to speak with experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they are able to help or help you get into more debt.
According to their customers, they can assist you in managing 80% of your debt , so you can finally take a couple of w
orries off your mind.
But for some people, these claims are just too good to be true.
If you’re looking for something that will aid you in settling your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper study of the way CuraDebt works and what problems it could help solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before starting the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Atlanta Georgia Irs Tax Relief Assistance
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best popular feature. However, they also offer other services that can aid you in becoming more financially secure.
First of all, it begins with requesting a free online savings estimate. It is a completely private service and they will not conduct a credit inquiry. With this savings estimate you’ll be able to be able to learn more about the options to debt-free.
The savings estimate, as mentioned earlier, provides you with an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to join. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt can be the agency to take care of all your creditors’ calls. They will also be the ones that negotiate the terms of your settlement depending on the condition of your financial situation. In determining which option is the most effectively your situation, the payment can be either a lump sum settlement or the option of a payment plan.
Additionally they will be working with the creditors to ensure that you have better rates as you deposit money to your savings account. This is then processed to pay off creditors. The plans they offer can help you settle the debt within two years.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal so that you can monitor your performance.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes medical bills, personal loans, credit cards as well as line of credit. They are also able to settle any outstanding amount on business debts collection, repossessions, or collections.
They may also assist in negotiating on tax owed as well as IRS debt. However, you will not receive assistance with the majority claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, if possible. Some violations can also cause your debt to be also dismissed.
CuraDebt can also help you settle debt with less than the amount you own. Additionally, you can inquire about your debt during their no-cost consult with their debt advisor.
The greatest benefit of their plan is that you only be charged when your debt is paid off. All you need to do is sign up with any of the plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial records They will also gather all the documents you’ll require to file tax returns.
By using this program, you’ll be able to deal with the various types of tax problems such as garnishments on wages, tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing, which depends on the amount that you’ll need to settle.
They have different solutions when it comes to paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although debt settlement is their specialization however, they do not provide all kinds of settlement. CuraDebt concentrates on unsecured debt. They aren’t able to help you if the loan or debt is linked to a physical item.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to pay your past-due tax debts without any issues. Furthermore, this service is accessible to all 50 states if you owe money to the IRS. There are federal tax experts to assist you with these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In some instances you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students in negotiating any loans they have to pay.
Personal loans and payday loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your debts.
Additionally, they don’t have high-cost fees as well. In the average, you’ll need to pay as much as 20 percent of the debt that you settled through them.
In general, this type of industry charges between 15 and 25 percent.
Moreover, clients can expect to settle their debts within between 2 and 4 years. This varies in relation to the amount you save per month.
Also, they claim you can save up to 30% if you include their costs into your calculations.
However, this statement will differ based on your specific situation. Some customers have even talked about saving 50 to 80percent.
Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done by the program for debt relief you can join their credit repair program.
It’s a great method to improve the credit rating without having to go into debt again. However, the program lasts different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any creditor violations using their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with . Therefore, if you’re trying improve your credit score, it could delay you from finishing your obligations.
CureDebt also doesn’t have a mobile app. While they have a website for clients, it looks aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. In addition the 20% service cost is less expensive than the majority of companies that offer an additional 25% charge. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account to see your progress but their website isn’t simple to navigate. CuraDebt does not have an app that will make it easier to look at your progress.
However, they have a good support team that you can contact them not only through emails but also via phone or making an e-ticket. Atlanta Georgia Irs Tax Relief Assistance
If the credit card is a major issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services they offer are available in your area.
FAQ Atlanta Georgia Irs Tax Relief Assistance
How long will it take to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt and the stipulated settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt offers a program for tax relief to assist you with issues such as delinquent payroll taxes and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to lower the amount of debt you have over time.