Have your debts been increasing lately? Are you burnt out from trying different financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people have been inquiring whether they are able to help or put you into more debt.
According to their customers, they can assist you in managing 80% of your debt , so you can finally take a few things off of your plate.
However, for certain people they believe these claims are too good to be true.
You might be looking for any solution that could aid you in settling your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Arizona Tax Credit Information Military Family Relief Fund
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. However, they also offer additional services to help you be more financially stable.
The process begins by requesting a free savings estimate online. The service is completely confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll discover more about alternatives to be debt-free.
Savings estimates, which was mentioned before, gives you an idea of your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt will be the agency to take care of all the calls from your creditors. They’ll also be the ones that will negotiate conditions of the repayment based on the status of your finances. Based on what works best your situation, the payment could be either a lump sum settlement or a payment plan.
Furthermore they will be working with lenders to help you have better rates as you deposit money to your savings account, which in turn, will be processed to pay back creditors. Their programs can assist you to settle the debt within the period of 48 months.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you have to do is log in to CuraDebts the client portal to track your development.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans credit cards, and line of credit. They can also be approached to pay off any remaining amount on business debts, collections, or repossessions.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive support for most claims, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if possible. Certain violations may result in having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the amount you have. They also allow you to ask questions during their free consult with their debt counsellor.
The best part about their program is that you’ll only pay the fees after your debt has been settled. All you have to do is sign up with one of their plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you should be able to deal with the various types of tax problems like wage garnishments, tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you need to settle.
They offer different options for settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kinds of debts can they help you with?
While debt settlement is their specialization, they don’t offer all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They aren’t able to help you if the credit or loan is tied to an item that is physical.
However, if you have the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to settle taxes that are due without any problems. Furthermore, this service is offered across all 50 states, if you owe money to the IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also help resolve the medical bills. In some instances, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students negotiate the student loans they are owed.
Personal Loan
Personal and payday loans also qualify for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you settle each of your debts.
They also don’t have high-cost costs either. On average, you’ll have to pay as much as 20 percent of the debt that you settled through them.
On average, this type of industry can charge anywhere between 15 and 25%.
Moreover, clients can expect to settle their debt from between 2 and 4 years. This varies according to the amount you save per month.
Also, they claim you can save as much as 30% by incorporating their fees in your equation.
However, the claim may vary, depending on your situation. Some customers have even talked about saving between 50% and 80percent.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. Furthermore, they only charge 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done with the debt settlement program you could also sign up for their credit repair program.
It’s a great way to restore the credit rating without going back into debt. The program is however designed in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any violations of creditor with the help of their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with your credit card. So if you’re trying to build a better rating on your credit, this might set you back while you’re working on your credit card debt.
CureDebt does not have a mobile app available. While they do have a website for clients, it looks aged and simple. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on these kinds of services. Moreover the 20% service charge is lower than many companies that offer a 25% fee. There are no upfront payments, and you will only have to pay when the debt is settled.
While they’ll provide you with an account that allows you to track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app, which could make it easier for you to monitor your progression.
However, they have a good support team, and you can reach them not just via email but also by phone or sending an e-ticket. Arizona Tax Credit Information Military Family Relief Fund
If your credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Arizona Tax Credit Information Military Family Relief Fund
How long does it take to finish the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that can help you with problems like delinquent tax and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.
