Has your debt increased lately? Are you exhausted from trying other financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve tried every thing.
In most cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people are asking if they can help you or help you get into more debt.
According to their customers, they can help you manage 80percent of your debt so that you can finally take a couple of things off your shoulders.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt operates and what issues it can help you solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before beginning the review, you can go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Are There Tax Relief Programs For People With Acreage In New Hampshire
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. They also provide other services that can help you be more financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. It is a completely private service and won’t conduct a credit inquiry. By using this estimate of savings you’ll discover more about options to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you the opportunity to consider your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement program, CuraDebt will be the agency to take care of all your creditors’ calls. They will also be the ones that determine conditions of the repayment based on the status of your finances. Depending on which works best for you, it can be either a lump sum settlement or the option of a payment plan.
Moreover, they will work with lenders to help you get better rates when you deposit money to your savings account. This in turn, will process to pay off creditors. Their programs can assist you to pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts the client portal to monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle most types of debt. This includes medical bills, personal loans, credit cards and also loans. You can also approach them to settle any outstanding amount on business debts and collections or repossessions.
They can even help negotiate with back taxes as well as IRS debt. However, you won’t get support for most cases, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if possible. Certain violations may result in having your debts also dismissed.
CuraDebt lets you settle debt with less than the sum you have. They also allow you to have questions answered during a free consultation with their debt counsellor.
The greatest benefit of the program is that you will only pay the fees after your debt has been settled. All you have to sign up to one of their plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documentation They will also gather all the paperwork you’ll need for tax returns.
With this program, you will be able to solve different types of taxes like garnishments on wages and tax penalties, personal and business taxes and back taxes and trust fund penalties and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing and is dependent on the amount you need to settle.
They have different solutions for paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte however, they do not cater to all types of debt settlement. CuraDebt is only focused on loans that are not secured. They won’t be able to help you if the credit or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Moreover, this type of service is accessible to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts to assist you with these kinds of problems.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students in negotiating any student loans that they have to pay.
Personal Loan
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how the company has priced its services. They don’t charge an upfront fee. Only pay when you settle each of your debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
In general, this type of industry charges from 15% to 25 percentage.
In addition, customers can expect to pay off their debts in between 2 and 4 years. But, it also differs depending on the amount that you are able to save each month.
They also claim that you can save up to 30% when you factor in their costs into your calculations.
But this claim will also depend on your situation. Some customers have even talked about saving between 50% and 80%.
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Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Furthermore they charge only a 20% fee while most companies charge you 25 percent.
Next, if you’re done with the debt settlement program, you can also sign up for their credit repair program.
It’s a great way to restore your credit without going back into debt. The program is however designed differently for each person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any creditor violations with the help of their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with the credit card you use. So if you’re trying to increase your standing on credit scores, you may delay you from finishing your credit card debt.
CureDebt does not offer a mobile application. While they have a client website but it’s aged and simple. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more for these types of services. Additionally, their 20% service cost is less expensive than the majority of firms that charge a 25% fee. There aren’t any upfront fees and you’ll only be required to pay once the debt is settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t user-friendly. CuraDebt does not have an app yet, which would make it easier to monitor your performance.
But, they do have a competent support staff and can be reached them not just via email but also by phone or making an e-ticket. Are There Tax Relief Programs For People With Acreage In New Hampshire
If the problem of debt is an problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they offer are available in your state.
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FAQ Are There Tax Relief Programs For People With Acreage In New Hampshire
How long does it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt provides tax relief programs that can help you with problems such as delinquent payroll tax and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to lower your debt over time.
