Have your debts been increasing lately? Are you exhausted from trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, your best way is to approach professionals that can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they can help you or put you in more debt.
According to their clients, they can help you control 80% of your debt , so you can take couple of things off your plate.
However, for certain people they believe these claims are too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before starting the review, watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Apply For Nyc Property Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. They also provide other services that will assist you in becoming financially stable.
The process begins with requesting a free savings estimate online. The service is completely confidential, and they won’t conduct a credit inquiry. With this savings estimate you’ll be able to learn more about the other options in your journey towards debt-free.
Savings estimates, which was mentioned earlier, provides you with an idea of your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with credit arbitration in the event that you decide to join. Some financial advisors can help you in your debt-free journey.
After your debt settlement program, CuraDebt can be the agency to answer all of the calls from your creditors. They will be the ones who negotiate conditions of the repayment in accordance with the state of your financial situation. In determining which option is the most effectively your situation, the payment can be either a lump sum settlement or an installment plan.
Moreover, they will work with lenders to help you get better rates when you deposit money to your savings account. This in turn, will be processed to pay back creditors. Their plans can help you settle the debt within two years.
After you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is login to CuraDebts the client portal to track your performance.
Before you can benefit from their program, you’ll need to pass their requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes medical bills, personal loans, credit cards and lines of credit. You can also approach them to pay off any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you will not receive assistance with the majority cases, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if possible. Some violations can also result in having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the sum you have. They also allow you to inquire about your debt during their no-cost meeting with their debt advisor.
The greatest benefit of the program is that you only pay the fees once your debt is settled. All you need to do is sign up with some of their programs, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial records They will also gather all the necessary paperwork for tax returns.
With this program, you will be able to deal with various tax issues such as garnishments on wages and tax penalties, personal and business taxes, back taxes and trust fund penalties and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing that is based on the amount you must settle.
They offer different options when it comes to the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their specialty but they aren’t able to provide all kinds of settlement. CuraDebt only focuses on debt that is not secured. They can’t help you if your credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay taxes that are due without any problems. Furthermore, this service is offered across all 50 states, if you owe money towards the IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt can also assist in settling the medical bills. In certain cases you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students negotiate the student loans they are owed.
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you settle each of your outstanding debts.
They also don’t charge high costs either. In the average, you’ll need to pay as much as 20% of the debt you settled through them.
In general, this type of industry charges between 15% and 25%.
Additionally, customers can anticipate to settle their debt from two to four years. But, it also differs in relation to the amount you can save up per month.
They also claim that you could save up to 30% by incorporating their charges into your calculation.
However, this statement will differ based on your specific situation. Some clients even mentioned saving 50 to up to 80%.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, let’s explore the benefits from using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. In addition they charge only 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done by the program for debt relief you can join their credit repair program.
It’s an excellent way to restore your credit without having to go in debt again. However, the program lasts different for every person according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any violations of creditor with the assistance of their in-house experts.
Drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using the credit card you use. So if you’re trying to build a better standing on credit scores, you could set you back while you’re getting rid of your credit card debt.
CureDebt does not offer a mobile application. Although they have a website for clients but it’s aged and simple. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. In addition their 20% service cost is lower than many companies that offer the 25% cost. There are no upfront payments and you’ll only have to pay when your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app, which would make it easier to track your performance.
They do have a great support team, and you can reach them, not only via emails but by phone or by sending an electronic ticket. Apply For Nyc Property Tax Relief
If problem of debt is an problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they offer are available in your state.
FAQ Apply For Nyc Property Tax Relief
What is the time frame to complete the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt has a tax relief program to aid you in dealing with problems like delinquent tax issues and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.