Are you experiencing debt that has been piling up lately? Are you tired of trying various financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve already tried every thing.
In most cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they can assist you or put you in more debt.
According to their clients, they can help you control the majority of your debts so that you can finally take a few things off of your plate.
But for some people they believe these claims are too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before you begin the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Application For Property Tax Relief Nc
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. However, they also offer other services that can assist you in becoming financially stable.
It all begins by requesting a free online savings estimate. It is a completely private service and they will not be doing a credit check. With this estimate of savings you’ll be able to learn more about your alternatives to debt-free.
Savings estimates, as mentioned previously, offers you an idea of your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program, CuraDebt will be the agency to handle all of your creditors’ calls. They’ll also be the ones that negotiate what you will pay for your payment in accordance with the state of your financial situation. Based on what works best your situation, the payment can be either a lump sum settlement or the option of a payment plan.
Moreover they will be working with the creditors to ensure that you have better rates as you make deposits to your savings account. This, in turn, will process to pay off the creditors. Their plans can help you get rid of debt in just two years.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal to monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for most types of debt. This includes medical bills, personal loans credit cards and line of credit. They can also be approached to pay off any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. But, you won’t receive assistance with the majority cases, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you have. You can also have questions answered during a free consult with their debt counselor.
The most appealing aspect of the program is that you’ll only have to pay for the charges when your debt is paid off. All you have to do is sign up with any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
By using this program, you’ll be able to deal with different types of taxes like garnishments on wages and tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing, which depends on the amount you’ll must settle.
There are a variety of options in paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialization, they don’t cater to all types of settlement. CuraDebt only focuses on unsecured debt. They can’t help you if your loan or debt is linked to an actual item.
If, however, you are in one of the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Additionally, this service is offered to all 50 states in the event that you have a debt in arrears to IRS. There are tax experts from the federal government who can assist you in resolving the issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some instances you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students with negotiating the student loans they have to pay.
Personal Loan
Personal loans and payday loans are also eligible for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your outstanding debts.
Additionally, they don’t charge high charges either. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
On average, this type of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to pay off their debts in two to four years. However, this also varies in relation to the amount you are able to save each month.
Also, they claim that you can save as much as 30% if you include their costs into your calculations.
However, this statement will differ based on your specific situation. Some customers even claimed to save between 50% and 80percent.
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The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Furthermore they charge only a 20% fee while many companies charge 25%.
If you’re finished in the process of debt resolution, you could join their credit restoration program.
It’s an excellent method to improve your credit score without having to go back into debt. However, the program runs different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also be looking into any violations by creditors using their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with the credit card you use. If you’re trying to build a better rating on your credit, this could cause you to delay finishing your debt.
CureDebt does not offer a mobile application. Although they have a website that clients can access but it’s outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not credited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more on these kinds of services. Moreover, their 20% service charge is cheaper than most businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when the debt is paid off.
While they’ll provide you with an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to look at your progression.
However, they have a great support team and can be reached them not only through emails but by phone or by sending an e-ticket. Application For Property Tax Relief Nc
If credit card is a major problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the services they provide are in your state.
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FAQ Application For Property Tax Relief Nc
How long will it take to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt has a tax relief program that will help you with problems like delinquent tax and garnishments on wages.
What should I do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.
