Has your debt increased lately? Are you exhausted from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In most cases, the best option is to speak with professionals that can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people have been inquiring whether they are able to help or put you into more debt.
According to their customers, they can help you control the majority of your debts so that you can finally take a few things off of your mind.
But for some people the claims seem too good to be true.
You might be looking for something that will help you resolve your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Application For Property Tax Relief Nc 2021
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. They also provide other services that will aid you in becoming more financially stable.
It all begins with requesting a free savings estimate on the internet. This service is very confidential and they will not conduct a credit inquiry. With this savings estimate you’ll learn more about your alternatives to debt-free.
This estimate of savings, as we’ve mentioned previously, offers you the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating the process of credit arbitration should you choose to join. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt will be the company to handle all of your creditors’ calls. They’ll be the ones who will negotiate what you will pay for your payment based on the status of your financial situation. Based on what works best for you, it could be a lump-sum settlement or the option of a payment plan.
Furthermore they will work with creditors to ensure that you enjoy better rates when you deposit money to your savings account, which is then processed to pay back the creditors. Their plans can help you settle the debt within two years.
After you’ve signed up with them, they will give you access to your data 24/7. All you need to do is log in to CuraDebts’ client portal so that you can monitor your performance.
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills credit cards, and line of credit. You can also approach them to pay off any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, if possible. Some violations can also lead to having your debts removed as well.
CuraDebt lets you repay debt for less than the sum you have. Additionally, you can ask questions during their free meeting with their debt advisor.
The greatest benefit of their plan is that you will only pay the fees when your debt is paid off. All you have to sign up for any of the plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documentation, they will also collect all the paperwork you’ll need for tax returns.
With this program, you should be able to resolve various tax issues like garnishments on wages, tax penalties, personal and business taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They use only flat-fee pricing that is based on the amount you’ll must settle.
They offer different options in paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialty but they aren’t able to provide all kinds of settlement. CuraDebt only focuses on debt that is not secured. They can’t help you if your loan or debt is linked to a physical item.
If you do have the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able to pay your past-due tax debts without difficulty. Moreover, this type of service is accessible to all 50 states in the event that you owe money towards the IRS. There are tax experts from the federal government to assist you with the issues.
CuraDebt will also help you resolve the medical bills. In some cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students negotiate the student loans they are owed.
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
They also don’t charge high costs either. On average, you’ll be required to pay as much as 20 percent of the debt that you settled through them.
On average, this type of industry charges between 15% and 25 percent.
Additionally, customers can anticipate to pay off their debts in two to four years. This varies according to the amount you save per month.
Additionally, they claim that you can save up to 30% when you factor in their charges into your calculation.
However, the claim may depend on the situation. Some clients even mentioned saving 50% to up to 80%.
The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. In addition they only charge 20% of the cost, whereas many companies charge 25 percent.
If you’re finished with the debt settlement program, you can join their credit repair program.
It’s a fantastic method to improve your credit without going in debt again. However, the program lasts different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also be looking into any violations of creditor with the help of their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with the credit card you use. So if you’re trying to improve your standing on credit scores, you could set you back while you’re getting rid of your credit card debt.
CureDebt doesn’t even have a mobile app available. Although they have a client website, it looks aged and simple. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not accredited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on these kinds of services. Moreover their 20% service cost is lower than many businesses that charge the 25% cost. There is no upfront payment and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account that allows you to track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to monitor your progress. Application For Property Tax Relief Nc 2021
However, they have a great support team that you can contact them, not only via emails but by phone or by making an e-ticket. Application For Property Tax Relief Nc 2021
If your problem of debt is an problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the services they offer are available in your state.
FAQ Application For Property Tax Relief Nc 2021
What is the time frame to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt provides tax relief programs to help you with problems such as late payroll taxes and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to lower your debt over time.