Are you experiencing debt that has been piling up lately? Are you tired of trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In the majority of cases, the most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they can help you or put you in more debt.
According to their clients they can help you manage the majority of your debts so that you can take couple of w
orries off your shoulders.
However, for certain people, these claims are just too good to be true.
You might be looking for any solution that could help you resolve your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at how CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before you begin the review, you can check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Application For Property Tax Relief Form
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. However, they also offer additional services to aid you in becoming more financially stable.
It all begins by requesting a free online savings estimate. This service is very confidential and won’t be doing a credit check. With this estimate of savings, you will learn more about your other options in your journey to be debt-free.
This estimate of savings, as we’ve mentioned previously, offers you the opportunity to consider your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt is the one to take care of all your creditor’s calls. They’ll also be the ones who will determine conditions of the payment depending on the condition of your financial situation. In determining which option is the most effectively to you, this can either be a lump sum settlement or a payment plan.
Moreover they will work with lenders to help you enjoy better rates when you make deposits to your savings account, which in turn, will process to pay the creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to track your performance.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans credit cards, and line of credit. You can also approach them to pay off any remaining amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. However, you will not receive assistance for the majority cases, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations may result in having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the amount you own. You can also have questions answered during a free meeting with their debt counselor.
The most appealing aspect of their program is that you will only be charged after your debt has been settled. All you have to sign up for any of the plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial records They will also gather all the necessary paperwork to file tax returns.
Through this program, you’ll be able to resolve different types of taxes like wage garnishments and tax penalties, personal and business taxes and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing that is based on the amount you’ll must settle.
They have different solutions in paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization however, they do not offer all kinds of debt settlement. CuraDebt only focuses on debt that is not secured. They can’t help you if the credit or loan is tied to a physical item.
If you do have the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to pay taxes that are due without any problems. Moreover, this type of service is offered to all 50 states in the event that you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In certain cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students with negotiating any loans they have to pay.
Personal Loan
Personal loans and payday loans are also eligible as debt-settling programs. You can also avail the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. Only pay when you’ve paid each of your debts.
Also, they do not charge high costs either. In the average, you’ll need to pay between 20 and 20% of the debt you settled through them.
On average, this type of business can cost anywhere between 15 and 25%.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. However, this also varies depending on the amount that you are able to save each month.
They also claim that you can save as much as 30% by incorporating their charges into your calculation.
But this claim will also vary, depending on your situation. Some customers have even talked about saving 50% to up to 80%.
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Advantages to using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt offers, let’s explore the benefits of using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Furthermore they charge only 20% of the cost, whereas many companies charge 25 percent.
Next, if you’re done in the process of debt resolution, you may join their credit repair program.
It’s an excellent option to rebuild the credit rating without having to go back into debt. However, the program runs differently for each person, depending on your situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also be looking into any violations by creditors using their own experts.
Some disadvantages to using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using . Therefore, if you’re trying increase your rating on your credit, this might set you back while you’re working on your credit card debt.
CureDebt doesn’t even have a mobile app. While they have a website for clients but it’s aged and simple. It’s not particularly intuitive and could be difficult to navigate.
Moreover, they are still not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more on these kinds of services. Moreover, their 20% service charge is less expensive than the majority of companies that offer a 25% fee. There is no upfront payment and you’ll only have to pay the fee when the debt is paid off.
While they’ll provide you with an account to see your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app that would make it easier to monitor your progress.
They do have a good support team and can be reached them not only through emails but also via phone or submitting an electronic ticket. Application For Property Tax Relief Form
If the credit card is a major problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the services they provide are in your area.
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FAQ Application For Property Tax Relief Form
How long does it take to complete the course?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief to aid you in dealing with problems such as delinquent payroll taxes and garnishments on wages.
What should I do after joining the program?
You’ll be required to communicate with the team and pay the required payments to lower the amount of debt you have over time.
