Has your debt been increasing lately? Are you burnt out from trying other financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is among the most asked companies. A lot of people are asking if they can assist you or help you get into more debt.
According to their clients they can assist you in managing 80% of your debt so that you are able to take couple of w
orries off your mind.
For some they believe these claims are too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Any Tax Relief For Homeowners
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. But they offer other services that will assist you in becoming financially stable.
First of all, it begins with requesting a free online savings estimate. This service is very confidential and they will not be conducting a credit screening. With this savings estimate, you will discover more about alternatives to be debt-free.
The savings estimate, as mentioned earlier, provides you with an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration if you decide to join. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt is the one to answer all of the calls from your creditors. They will be the ones who determine conditions of the repayment in accordance with the state of your financial situation. Based on what works most effectively your situation, the payment can either be a lump sum settlement or the option of a payment plan.
Additionally they will also work with creditors so that you can get better rates when you make deposits to your savings account. This, is then processed to pay the creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve registered with them, they will give you access to your data 24/7. All you need to do is log in to CuraDebts the client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans, credit cards and line of credit. You can also approach them to pay off any remaining balance on business debt, collections, or repossessions.
They can even help negotiate for back taxes as well as IRS debt. But, you won’t receive assistance for the majority claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations could cause your debt to be removed as well.
CuraDebt also allows you to pay off debts with less than the amount you own. They also allow you to ask questions during their free consult with their debt counsellor.
The best part about their program is that you will only be charged when your debt is paid off. All you have to do is sign up with some of their programs and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial records, they will also collect all the documents you’ll require for tax returns.
With this program, you should be able to deal with various tax issues such as garnishments on wages and tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax liens.
There aren’t hidden fees also. They use only flat-fee pricing, which depends on the amount you’ll need to settle.
They have different solutions when it comes to settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt are they able to help with?
While debt settlement is their specialization but they aren’t able to provide all kinds in debt resolution. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if the debt or loan is tied to a physical item.
If, however, you are in the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to settle taxes that are due without any issues. Furthermore, this service is available across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In certain cases, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students negotiate the student loans they are owed.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They don’t charge an upfront fee. Only pay when you’ve paid each of your outstanding debts.
Additionally, they do not charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
In general, this type of business can cost anywhere between 15 and 25%.
Moreover, clients can expect to settle their debt from 2 to 4 years. But, it also differs according to the amount you are able to save each month.
Also, they claim you can save up to 30% if you include their charges into your calculation.
But this claim will also depend on your specific situation. Some clients even mentioned saving between 50% and up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages of using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. In addition they charge only an amount of 20%, while many companies charge 25%.
Then, if you’re done by the program for debt relief, you can also sign up for their credit repair program.
It’s a fantastic method to improve your credit without having to go in debt again. However, the program runs differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t inflate over time. They’ll also investigate any violations of creditor with the help of their own experts.
The drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using . If you’re trying to increase your rating on your credit, this may delay you from getting rid of your debt.
CureDebt doesn’t even have a mobile app available. While they do have a website for clients, it looks outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on these kinds of services. Moreover, their 20% service fee is cheaper than most companies that offer a 25% fee. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account to see your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app, which could make it easier for you to track your progression.
However, they have a good support team, and you can reach them, not only via emails but by phone or by sending an e-ticket. Any Tax Relief For Homeowners
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Any Tax Relief For Homeowners
How long does it take to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that can assist you with issues like delinquent tax and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.
