Are you experiencing debt that has been piling up lately? Are you exhausted from trying different financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your best way is to approach experts who can help you settle this issue.
CuraDebt is one of the most asked companies. Many people have been inquiring whether they can help you or help you get into more debt.
According to their clients they can help you manage 80percent of your debts so that you can finally take a couple of w
orries off your shoulders.
But for some people they believe these claims are too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Any Tax Relief For 2800 Dollars
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. They also provide additional services to assist you in becoming financially secure.
It all begins by requesting a free savings estimate online. This service is very confidential and they will not be doing a credit check. With this savings estimate you’ll learn more about your other options in your journey to debt-free.
The savings estimate, as we’ve mentioned before, gives you the opportunity to consider your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement plan, CuraDebt can be the agency to handle all of your creditors’ calls. They’ll also be the ones that will determine conditions of the payment depending on the condition of your finances. Depending on which works most effectively your situation, the payment can either be a lump sum settlement or a payment plan.
Moreover, they will work with lenders to help you get better rates when you transfer money into your savings account. This, is then processed to pay off creditors. Their programs can assist you to pay off the debt in the period of 48 months.
After you’ve signed up with them, they will give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal to monitor your performance.
Before you are able to avail their program, you’ll need to pass their requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can aid you.
Like their name implies, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills, credit cards and lines of credit. You can also approach them to pay off any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes as well as IRS debt. However, you will not receive support for most claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you settle debt with less than the sum you have. They also allow you to inquire about your debt during their no-cost consult with their debt advisor.
The best part about their program is that you’ll only pay the fees once your debt is settled. All you need to do is sign up with one of their plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you will be able to solve the various types of tax problems such as garnishments on wages as well as tax penalties for personal and corporate taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They only offer flat-fee prices, which depends on the amount you have to pay.
They have different solutions in paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although debt settlement is their forte but they aren’t able to provide all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if your credit or loan is tied to an actual item.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to settle your past-due tax debts without difficulty. Furthermore, this service is accessible to all 50 states if you have a debt in arrears to IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling the medical bills. In certain cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students with negotiating the student loans they owe.
Personal loans and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t have high-cost fees as well. On average, you’ll be required to pay as much as 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere between 15 and 25 percent.
In addition, customers can expect to settle their debts within two to four years. However, this also varies in relation to the amount you save per month.
Additionally, they claim you can save as much as 30% when you factor in their charges into your calculation.
However, this statement will depend on your situation. Some customers have even talked about saving between 50% and 80%.
Advantages to using CuraDebt
Now that you have an understanding of what CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Furthermore, they only charge a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program, you can enroll in their credit restoration program.
It’s an excellent method to improve the credit rating without having to go in debt again. However, the program runs differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any violations by creditors with the help of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using . If you’re trying to build a better standing on credit scores, you might set you back while you’re working on your debt.
CureDebt also doesn’t have a mobile app available. Although they have a website for clients however, it appears outdated and basic. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on these kinds of services. Moreover their 20% service cost is cheaper than most firms that charge the 25% cost. There are no upfront payments and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account to see your progress but their website isn’t user-friendly. CuraDebt does not have an app that would make it easier to track your progress.
However, they have a great support team that you can contact them not only through emails but by phone or by submitting an e-ticket. Any Tax Relief For 2800 Dollars
If credit card is a major problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services they offer are available in your state.
FAQ Any Tax Relief For 2800 Dollars
How long does it take to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs to assist you with issues such as late payroll tax issues and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.