Has your debt been increasing lately? Are you tired of trying various financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they are able to help or help you get into more debt.
According to their customers, they can help you manage 80percent of your debt so that you can finally take a couple of things off your plate.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll take a deeper study of how CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before you begin the review, you can check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Any Good Lafayette Center For Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. But they offer additional services to assist you in becoming financially stable.
It all starts by requesting a no-cost online savings estimate. The service is completely confidential, and they won’t be conducting a credit screening. With this estimate of savings you’ll learn more about your alternatives to debt-free.
Savings estimates, as we’ve mentioned before, gives you the opportunity to consider your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to join. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement plan, CuraDebt can be the agency to answer all of the calls from your creditors. They’ll also be the ones who negotiate what you will pay for your settlement based on the status of your financial situation. Depending on which works best to you, this could be a lump-sum settlement or a payment plan.
Moreover, they will be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, is then processed to pay creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts’ client portal to monitor your development.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. To be eligible, you’ll need to be:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the different ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans credit cards, and lines of credit. They are also able to help settle any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you will not receive support for most cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, should it be possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the amount you own. You can also inquire about your debt during their no-cost consult with their debt counselor.
The best part about their plan is that you’ll only pay the fees after your debt has been settled. All you have to do is sign up with some of their programs, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you’ll be able to resolve the various types of tax problems such as wage garnishments and tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs also. They use only flat-fee pricing and is dependent on the amount you must settle.
They have different solutions when it comes to paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to provide all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They can’t assist you if your loan or debt is linked to an item that is physical.
If you do have the following types of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to settle your past-due tax debts without any problems. Additionally, this service is accessible to all 50 states if you have a debt in arrears to IRS. There are federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In some cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students with negotiating any loans they owe.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is how the company has priced its services. They don’t charge upfront fees. You’ll only pay once you settle each of your debts.
They also don’t have high-cost charges either. On average, you’ll have to pay between 20 and 20% of the debt you settled with them.
On average, this type of industry charges between 15 and 25%.
In addition, customers can expect to settle their debts within two to four years. This varies in relation to the amount you are able to save each month.
Also, they claim that you could save as much as 30% by incorporating their charges into your calculation.
However, this statement will depend on your situation. Some customers have even talked about saving between 50% and 80%.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, let’s look into the advantages of using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. In addition they charge only an amount of 20%, while the majority of companies charge 25 percent.
Next, if you’re done with the debt settlement program, you may join their credit restoration program.
It’s a fantastic way to restore your credit without having to go back into debt. However, the program lasts different for every person according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor with the assistance of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using the credit card you use. Therefore, if you’re trying increase your rating on your credit, this might set you back while you’re finishing your credit card debt.
CureDebt does not have a mobile app. While they have a client website but it’s old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not credited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more for these types of services. Moreover their 20% service fee is cheaper than most companies that offer an additional 25% charge. There are no upfront payments and you’ll only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress, their website is not simple to navigate. CuraDebt isn’t even an app, which could make it easier for you to look at your progression.
They do have a competent support staff and can be reached them not only through emails but by phone or by making an e-ticket. Any Good Lafayette Center For Tax Relief
If your credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Any Good Lafayette Center For Tax Relief
How long will it take to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that can assist you with issues such as late payroll taxes and garnishments on wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce your debt over time.
