Has your debt been piling up lately? Are you burnt out from trying different financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they can help you or help you get into more debt.
According to their clients, they can help you manage the majority of your debts so that you are able to take few things off of your shoulders.
However, for certain people the claims seem too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before you begin the review, check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Allegheny County Senior Citizens Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. They also provide other services that can aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost online savings estimate. It is a completely private service, and they won’t be doing a credit check. By using this estimate of savings, you will learn more about your alternatives to be debt-free.
Savings estimates, as mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration if you decide to sign up. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt is the agency to answer all of the calls from your creditors. They will also be the ones that negotiate what you will pay for your repayment based on the status of your finances. In determining which option is the best your situation, the payment can either be a lump sum settlement or a payment plan.
Additionally, they will be working with lenders to help you have better rates as you transfer money into your savings account. This, in turn, will be processed to pay back the creditors. Their programs can assist you to settle the debt within two years.
Once you’ve signed up with them, they will give you access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to monitor your performance.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt will assist you in dealing your debt. They can negotiate settlements on behalf of you for all kinds of debt. This includes personal loans, medical bills credit cards, as well as lines of credit. They are also able to pay off any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating on tax owed and IRS debt. However, you won’t get assistance with the majority of your lawsuits, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if they are possible. Some violations can also cause your debt to be also dismissed.
CuraDebt also allows you to settle debt with less than the amount you have. You can also inquire about your debt during their no-cost consultation with their debt counselor.
The most appealing aspect of their program is that you’ll only pay the fees after your debt has been settled. All you have to sign up for some of their programs, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
With this program, you should be able to deal with the various types of tax problems like wage garnishments, tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges either. They use only flat-fee pricing that is based on the amount that you’ll must settle.
They have different solutions when it comes to paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their forte, they don’t offer all kinds of settlement. CuraDebt concentrates on debt that is not secured. They aren’t able to assist you if your debt or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to pay tax debts that were due to be paid without difficulty. Furthermore, this service is offered to all 50 states if you have a debt towards the IRS. They have federal tax experts to assist you with these types of issues.
CuraDebt will also help you resolve any medical-related debt. In some instances you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students with negotiating any loans they owe.
Personal loans and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your outstanding debts.
They also do not charge high costs either. On average, you’ll be required to pay as much as 20% of the debt you settled through them.
On average, this type of industry can charge anywhere between 15% and 25 percent.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. However, this also varies depending on the amount that you can save up per month.
Also, they claim you can save up to 30% by incorporating their fees in your equation.
However, this statement will differ based on your situation. Some clients even mentioned saving 50% to up to 80%.
Advantages to using CuraDebt
Now that you have a clearer picture of what CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. In addition they charge only 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished with the debt settlement program, you could also sign up for their credit restoration program.
It’s an excellent way to restore your credit score without having to go into debt again. However, the program runs differently for each person, depending on your situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. So, your debt won’t increase as time passes. They’ll also look into any violations by creditors with the help of their in-house experts.
Drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with . So if you’re trying to improve your rating on your credit, this might delay you from finishing your debt.
CureDebt does not have a mobile app. Although they have a client website but it’s old and mundane. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not credited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more for these types of services. Moreover their 20% service charge is lower than many companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which could make it easier for you to track your progression.
But, they do have a competent support staff, and you can reach them not just via email but also by phone or making an e-ticket. Allegheny County Senior Citizens Tax Relief
If credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they offer are available in your state.
FAQ Allegheny County Senior Citizens Tax Relief
How long does it take to complete the course?
The average program is 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt has a tax relief program that will help you with problems such as late payroll tax and garnishments on wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce the amount of debt you have over time.