Are you experiencing debt that has been increasing lately? Are you exhausted from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, your best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people are asking if they can assist you or help you get into more debt.
According to their clients, they can assist you in managing 80% of your debt so that you can finally take a couple of things off your plate.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll take a deeper review of the way CuraDebt works and what problems it could help solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Agricultural Relief For Inheritance Tax
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is the most popular feature. However, they also offer other services that will help you be more financially stable.
The process begins with requesting a free savings estimate online. This service is very confidential, and they won’t be doing a credit check. With this savings estimate, you will learn more about your options to debt-free.
The savings estimate, which was mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt will be the one to handle all of the calls from your creditors. They will also be the ones that will determine conditions of the payment based on the status of your finances. Depending on which works most effectively to you, this could be either a lump sum settlement or an installment plan.
Furthermore, they will be working with lenders to help you have better rates as you make deposits to your savings account. This in turn, will be processed to pay off creditors. Their programs can assist you to settle the debt within the period of 48 months.
Once you’ve signed up with them, they will give you access to your data 24/7. All you have to do is sign in to CuraDebts’ client portal to monitor your progress.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf for all kinds of debt. These include medical bills, personal loans credit cards as well as loans. You can also approach them to settle any outstanding balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive assistance with the majority of your lawsuits, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could result in having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt advisor.
The best part about their plan is that you will only have to pay for the charges after your debt has been settled. All you have to sign up to one of their plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
With this program, you’ll be able to resolve various tax issues such as garnishments on wages and tax penalties, personal and business taxes, back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing, which depends on the amount you’ll need to settle.
There are a variety of options when it comes to the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their specialty but they aren’t able to provide all kinds of settlement. CuraDebt only focuses on unsecured debt. They aren’t able to help you if your loan or debt is linked to an item that is physical.
If, however, you are in the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off taxes that are due without any issues. Moreover, this type of service is accessible to all 50 states in the event that you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In some cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students with negotiating any loans they have to pay.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your outstanding debts.
Also, they do not charge high costs either. On average, you’ll have to pay up to 20% of the debt you settled through them.
In general, this type of business can cost anywhere from 15% to 25 percentage.
In addition, customers can expect to settle their debt from 2 to 4 years. But, it also differs according to the amount you are able to save each month.
They also claim you can save as much as 30% when you factor in their charges into your calculation.
However, this statement will differ based on the situation. Some customers even claimed to save 50% to 80%.
Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. In addition they charge only an amount of 20%, while the majority of companies charge 25%.
If you’re finished in the process of debt resolution you may enroll in their credit repair program.
It’s a great method to improve your credit score without going in debt again. The program is however designed in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also be looking into any creditor violations with the help of their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with your credit card. So if you’re trying to build a better credit score, it might cause you to delay getting rid of your obligations.
CureDebt doesn’t even offer a mobile application. Although they have a website that clients can access but it’s aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more on those types of services. Moreover their 20% service charge is cheaper than most companies that offer the 25% cost. There is no upfront payment and you’ll only have to pay when the debt is settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt does not have an app that will make it easier to look at your progress.
However, they have a competent support staff and can be reached them, not only via emails but also by phone or making an electronic ticket. Agricultural Relief For Inheritance Tax
If your credit card is a major problem right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they offer are available in your state.
FAQ Agricultural Relief For Inheritance Tax
What is the time frame to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that will aid you in dealing with problems such as delinquent payroll taxes and garnishments on wages.
What should I do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.