Are you experiencing debt that has been piling up lately? Are you tired of trying various financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they are able to help or put you into more debt.
According to their customers, they can help you manage 80% of your debts so that you are able to take few things off of your shoulders.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before beginning the review, watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company 2021 Virginia Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. But they offer other services that can help you be more financially stable.
The process starts by requesting a no-cost savings estimate online. It is a completely private service, and they won’t be conducting a credit screening. By using this estimate of savings you’ll be able to be able to learn more about the other options in your journey towards debt-free.
Savings estimates, which was mentioned previously, offers you an idea of your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program, CuraDebt is the company to answer all of your creditor’s calls. They’ll also be the ones that will determine the terms of your settlement in accordance with the state of your finances. In determining which option is the most effectively to you, this could be either a lump sum settlement or a payment plan.
Additionally, they will be working with creditors to ensure that you have better rates as you make deposits to your savings account. This, in turn, will process to pay off creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you need to do is log in to CuraDebts Client Portal to monitor your progress.
Before you are able to avail their program, you’ll need to pass their requirements first. To be eligible, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. This includes medical bills, personal loans credit cards, as well as lines of credit. They can also be approached to pay off any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive assistance with the majority of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations may result in having your debts removed as well.
CuraDebt lets you settle debt with less than the sum you have. You can also ask questions during their free consult with their debt advisor.
The most appealing aspect of their plan is that you only have to pay for the charges once your debt is settled. All you need to sign up for some of their programs and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial documentation They will also gather all the paperwork you’ll need for tax returns.
By using this program, you should be able to resolve various tax issues like garnishments on wages, tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges also. They only offer flat-fee prices and is dependent on the amount that you’ll need to settle.
There are a variety of options for the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to provide all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They can’t assist you if your credit or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without any issues. Furthermore, this service is accessible to all 50 states if you owe money to the IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt will also help you resolve the medical bills. In some cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students with negotiating the student loans they are owed.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you settle each of your outstanding debts.
Additionally, they don’t charge high fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere from 15% to 25 percent.
In addition, customers can expect to settle their debt from 2 to 4 years. But, it also differs in relation to the amount you can save up per month.
They also claim you can save up to 30% when you factor in their costs into your calculations.
But this claim will also differ based on the situation. Some customers even claimed to save 50% to 80%.
Advantages to using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, let’s look into the advantages of using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. In addition they only charge 20% of the cost, whereas most companies charge you 25%.
Then, if you’re done with the debt settlement program you could join their credit repair program.
It’s an excellent method to improve the credit rating without going in debt again. However, the program lasts differently for each person, depending on your situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the assistance of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with . Therefore, if you’re trying increase your credit score, it may cause you to delay getting rid of your obligations.
CureDebt also doesn’t have a mobile app. Although they have a client website, it looks aged and simple. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on those types of services. Moreover the 20% service charge is lower than many firms that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which would make it easier to track your progression.
But, they do have a great support team, and you can reach them not only through emails but by phone or by submitting an e-ticket. 2021 Virginia Tax Relief
If debt is a big problem, then we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they offer are available in your area.
FAQ 2021 Virginia Tax Relief
How long does it take to complete the course?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that can assist you with issues such as delinquent payroll tax and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to lower your debt over time.