Are you experiencing debt that has been increasing lately? Are you tired of trying other financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they can help you or put you in more debt.
According to their clients they can help you manage 80% of your debt so that you can take couple of w
orries off your plate.
For some the claims seem too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before you begin the review, go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company 2021 Va Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. However, they also offer other services that will aid you in becoming more financially secure.
It all begins with requesting a free savings estimate on the internet. This service is very confidential, and they won’t conduct a credit inquiry. With this savings estimate you’ll discover more about alternatives to debt-free.
This estimate of savings, which was mentioned previously, offers you an idea of your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement program, CuraDebt will be the agency to take care of all your creditors’ calls. They will also be the ones who negotiate the terms of your payment based on the status of your financial situation. Based on what works most effectively your situation, the payment can be either a lump sum settlement or a payment plan.
Additionally, they will work with creditors to ensure that you have better rates as you deposit money to your savings account. This, is then processed to pay back the creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
After you’ve registered with them, they will provide you with access to your information 24/7. All you need to do is sign in to CuraDebts the client portal to track your progress.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf for most types of debt. These include medical bills, personal loans credit cards, as well as line of credit. You can also approach them to help settle any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating for back taxes and IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could lead to having your debts removed as well.
CuraDebt lets you repay debt for less than the amount you own. Additionally, you can ask questions during their free consult with their debt advisor.
The most appealing aspect of the program is that you will only be charged after your debt has been settled. All you need to sign up for one of their plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial records They will also gather all the necessary paperwork for tax returns.
By using this program, you should be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing, which depends on the amount that you’ll have to pay.
There are a variety of options for the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their specialty, they don’t offer all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They won’t be able to assist you if your loan or debt is linked to an item that is physical.
If you do have the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able to settle taxes that are due without any problems. Moreover, this type of service is offered to all 50 states if you have a debt to the IRS. There are tax experts from the federal government to assist you with these types of issues.
CuraDebt can also help resolve your medical debt. In certain cases you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students with negotiating any loans they have to pay.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your debts.
Also, they don’t charge high costs either. On average, you’ll have to pay up to 20% of the debt you settled through them.
On average, this type of business can cost anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. But, it also differs according to the amount you can save up per month.
Additionally, they claim that you can save as much as 30% when you factor in their costs into your calculations.
However, this statement will depend on your situation. Some customers have even talked about saving between 50% and 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages of using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution, you could enroll in their credit repair program.
It’s an excellent method to improve your credit score without going into debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t inflate over time. They’ll also investigate any violations of creditor using their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with your credit card. Therefore, if you’re trying build a better rating on your credit, this might set you back while you’re finishing your obligations.
CureDebt does not have a mobile app available. Although they have a website for clients however, it appears old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not credited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more for these types of services. Additionally, their 20% service cost is lower than many firms that charge an additional 25% charge. There is no upfront payment, and you will only have to pay the fee when the debt is paid off.
While they’ll provide you with an account so that you can track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app that would make it easier to look at your progress.
However, they have a good support team and can be reached them not just via email but by phone or by submitting an e-ticket. 2021 Va Tax Relief
If your credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they offer are available in your state.
FAQ 2021 Va Tax Relief
How long will it take to complete the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that will aid you in dealing with problems such as late payroll taxes and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower your debt over time.