Have your debts increased lately? Are you burnt out from trying various financial advice and strategies but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. A lot of people are asking if they are able to help or help you get into more debt.
According to their clients, they can help you manage the majority of your debt , so you are able to take couple of w
orries off your plate.
For some they believe these claims are too good to be true.
You might be looking for any solution that could aid you in settling your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of the way CuraDebt works and what problems it can help you solve.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company 2021 Va Tax Relief Refund
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is the most known feature. But they offer other services that can assist you in becoming financially secure.
First of all, it begins by requesting a free savings estimate on the internet. The service is completely confidential and they will not be conducting a credit screening. With this savings estimate you’ll be able to learn more about the options towards debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration if you decide to join. Some financial advisors can help you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the one to answer all of the calls from your creditors. They’ll also be the ones that will negotiate conditions of the settlement based on the status of your finances. Based on what works best your situation, the payment can be either a lump sum settlement or the option of a payment plan.
Additionally they will also work with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This in turn, will be processed to pay back the creditors. The plans they offer can help you pay off the debt in the period of 48 months.
After you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is log in to CuraDebts the client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf for all kinds of debt. This includes personal loans, medical bills, credit cards and also loans. They can also be approached to help settle any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes as well as IRS debt. However, you won’t get assistance with the majority cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if possible. Some violations can also result in having your debts removed as well.
CuraDebt lets you settle debt with less than the sum you have. You can also have questions answered during a free consultation with their debt counselor.
The best part about their program is that you only pay the fees once your debt is settled. All you need to sign up to some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require to file tax returns.
By using this program, you will be able to solve the various types of tax problems such as garnishments on wages, tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax lien.
There aren’t hidden fees either. They only offer flat-fee prices, which depends on the amount you’ll must settle.
They have different solutions for the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization, they don’t provide all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They can’t help you if your credit or loan is tied to an actual item.
If, however, you are in the following types of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without any problems. Furthermore, this service is accessible to all 50 states in the event that you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students with negotiating any loans they owe.
Personal Loan
Payday loans and personal loans are also eligible for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way the company has priced its services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they don’t charge high charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of industry can charge anywhere between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debt from two to four years. However, this also varies in relation to the amount you save per month.
Additionally, they claim that you can save up to 30% by incorporating their charges into your calculation.
However, the claim may vary, depending on your situation. Some customers have even talked about saving 50% to up to 80%.
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Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. Additionally they only charge an amount of 20%, while most companies charge you 25%.
If you’re finished by the program for debt relief, you could enroll in their credit restoration program.
It’s an excellent way to restore your credit score without going back into debt. However, the program runs differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t inflate over time. They’ll also look into any violations of creditor with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with your credit card. Therefore, if you’re trying build a better credit score, it may set you back while you’re getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app. Although they have a website that clients can access however, it appears outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on these kinds of services. In addition the 20% service charge is cheaper than most companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account so that you can track your progress, their website is not simple to navigate. CuraDebt does not have an app, which would make it easier to look at your progression.
But, they do have a competent support staff that you can contact them not only through emails but also by phone or submitting an electronic ticket. 2021 Va Tax Relief Refund
If the debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
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FAQ 2021 Va Tax Relief Refund
How long will it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt has a tax relief program to help you with problems such as delinquent payroll tax and garnishments of wages.
What should I do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to lower the amount of debt you have over time.
