Has your debt increased lately? Are you tired of trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve tried everything.
In most cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they are able to help or put you into more debt.
According to their clients, they can help you manage the majority of your debt so that you can finally take a couple of things off your shoulders.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of how CuraDebt works and what problems it can help you solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before starting the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company 2021 Property Tax Relief Cap
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. However, they also offer other services that will help you be more financially stable.
The process starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not be doing a credit check. By using this estimate of savings, you will be able to learn more about the other options in your journey towards debt-free.
This estimate of savings, as mentioned previously, offers you an insight into your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt is the one to answer all of the calls from your creditors. They will be the ones who determine the terms of your repayment in accordance with the state of your financial situation. In determining which option is the best your situation, the payment can either be a lump sum settlement or an installment plan.
Additionally they will also be working with the creditors so that you can have better rates as you deposit money to your savings account. This, in turn, will be processed to pay back the creditors. Their programs can assist you to settle the debt within the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you have to do is login to CuraDebts the client portal to monitor your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are the various ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills credit cards as well as line of credit. They are also able to settle any outstanding balance of business debt collection, repossessions, or collections.
They may also assist in negotiating on tax owed as well as IRS debt. But, you won’t receive support for most claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations could lead to having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. You can also ask questions during their free consultation with their debt counselor.
The most appealing aspect of their plan is that you only pay the fees once your debt is settled. All you need to sign up for some of their programs and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial records They will also gather all the documents you’ll require to file tax returns.
With this program, you will be able to solve various tax issues like wage garnishments as well as tax penalties for personal and business taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges also. They only offer flat-fee prices and is dependent on the amount that you’ll must settle.
There are a variety of options for the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
While debt settlement is their forte, they don’t cater to all types of settlement. CuraDebt concentrates on loans that are not secured. They won’t be able to help you if the credit or loan is tied to an item that is physical.
If, however, you are in the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without difficulty. Moreover, this type of service is offered to all 50 states in the event that you have a debt to the IRS. There are federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt can also assist in settling the medical bills. In certain cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students negotiate any loans they are owed.
Personal Loan
Personal loans and payday loans are also eligible for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. Only pay when you have paid off all of your debts.
Additionally, they don’t have high-cost charges either. On average, you’ll have to pay up to 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debt from two to four years. However, this also varies according to the amount you save per month.
Also, they claim you can save up to 30% when you factor in their costs into your calculations.
However, this statement will vary, depending on the situation. Some customers even claimed to save 50% to 80percent.
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The benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas many companies charge 25%.
If you’re finished by the program for debt relief you could also sign up for their credit repair program.
It’s a great way to restore your credit score without having to go in debt again. The program is however designed in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also look into any creditor violations with the help of their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with the credit card you use. So if you’re trying to build a better credit score, it could delay you from working on your debt.
CureDebt does not have a mobile app. Although they have a website that clients can access but it’s outdated and basic. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more for these types of services. Additionally their 20% service cost is lower than many firms that charge an additional 25% charge. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
Although they’ll give you an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app yet, which will make it easier to look at your progress.
However, they have a great support team that you can contact them not just via email but also by phone or submitting an electronic ticket. 2021 Property Tax Relief Cap
If debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services that they provide are offered in your area.
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FAQ 2021 Property Tax Relief Cap
How long does it take to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt has a tax relief program that will assist you with issues such as late payroll tax issues and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to lower your debt over time.
