Has your debt increased lately? Are you burnt out from trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people have been inquiring whether they can help you or help you get into more debt.
According to their customers, they can help you manage the majority of your debt so that you can finally take a few things off of your mind.
For some, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before starting the review, you can check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company 2021 Nys Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is the most popular feature. But they offer additional services to assist you in becoming financially stable.
The process begins by requesting a free online savings estimate. This service is very confidential, and they won’t be conducting a credit screening. With this savings estimate you’ll be able to discover more about other options in your journey to debt-free.
The savings estimate, which was mentioned earlier, provides you with an idea of your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with credit arbitration in the event that you decide to join. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement program, CuraDebt can be the one to handle all of the calls from your creditors. They will also be the ones who will determine conditions of the payment based on the status of your financial situation. Depending on which works best your situation, the payment could either be a lump sum settlement or a payment plan.
Additionally they will also be working with creditors to ensure that you enjoy better rates when you transfer money into your savings account. This in turn, will be processed to pay off creditors. Their programs can assist you to pay off the debt in the period of 48 months.
Once you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is log in to CuraDebts the client portal to track your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. These include medical bills, personal loans, credit cards and also line of credit. They can also be approached to help settle any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. However, you won’t get assistance for the majority claims, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, if they are possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt can also help you settle debt with less than the amount you have. They also allow you to inquire about your debt during their no-cost meeting with their debt counselor.
The greatest benefit of their program is that you will only be charged when your debt is paid off. All you have to do is sign up with some of their programs, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial records They will also gather all the documents you’ll require to file tax returns.
Through this program, you should be able to deal with the various types of tax problems like wage garnishments, tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing and is dependent on the amount that you’ll must settle.
They offer different options when it comes to paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt are they able to help with?
Although debt settlement is their specialization but they aren’t able to provide all kinds of settlement. CuraDebt concentrates on debt that is not secured. They won’t be able to assist you if your debt or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able pay off your past-due tax debts without difficulty. Moreover, this type of service is accessible across all 50 states, if you owe money to the IRS. They have federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In certain cases you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students in negotiating any loans they have to pay.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your debts.
They also do not charge high costs either. On average, you’ll have to pay up to 20 percent of the debt you settled through them.
On average, this type of industry charges from 15% to 25 percent.
Moreover, clients can expect to settle their debts within two to four years. This varies according to the amount you can save up per month.
They also claim that you could save as much as 30% if you include their charges into your calculation.
But this claim will also vary, depending on your specific situation. Some customers even claimed to save 50% to up to 80%.
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The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. In addition they only charge a 20% fee while the majority of companies charge 25%.
If you’re finished with the debt settlement program you may join their credit restoration program.
It’s a fantastic method to improve your credit without having to go into debt again. The program is however designed different for every person dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t increase over time. They’ll also be looking into any violations of creditor with the assistance of their in-house experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using . So if you’re trying to improve your rating on your credit, this might delay you from getting rid of your credit card debt.
CureDebt does not offer a mobile application. While they do have a website for clients however, it appears outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. In addition, their 20% service charge is cheaper than most companies that offer an additional 25% charge. There is no upfront payment, and you will only be required to pay once the debt is settled.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app that would make it easier to monitor your progression.
They do have a competent support staff that you can contact them not just via email but also via phone or submitting an e-ticket. 2021 Nys Property Tax Relief
If the problem of debt is an problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the programs they offer are available in your state.
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FAQ 2021 Nys Property Tax Relief
How long will it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt and the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent tax and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.