Are you experiencing debt that has been increasing lately? Are you exhausted from trying different financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the best option is to speak with experts who can assist you resolve the issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they are able to help or put you into more debt.
According to their customers, they can help you manage 80% of your debts so that you are able to take few things off of your plate.
However, for certain people the claims seem too good to be true.
You might be looking for something that will help you resolve your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt is used and the problems it can solve for you.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company 2021 Nc Application For Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. But they offer other services that will assist you in becoming financially stable.
The process begins by requesting a free savings estimate online. The service is completely confidential, and they won’t conduct a credit inquiry. With this savings estimate you’ll learn more about your other options in your journey to be debt-free.
The savings estimate, which was mentioned before, gives you an idea of your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration in the event that you decide to sign up. Some financial advisors can help you with your debt-free journey.
Following the debt settlement plan, CuraDebt will be the one to answer all of your creditors’ calls. They’ll also be the ones who determine conditions of the settlement based on the status of your financial situation. Depending on which works most effectively for you, it can either be a lump sum settlement or the option of a payment plan.
Moreover they will be working with the creditors so that you can have better rates as you deposit money to your savings account. This in turn, will process to pay back the creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts the client portal so that you can monitor your progress.
Before you can avail of their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. These include medical bills, personal loans credit cards as well as loans. They are also able to pay off any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive assistance for the majority claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if they are possible. Some violations can also lead to having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the sum you have. Additionally, you can inquire about your debt during their no-cost consult with their debt counsellor.
The best part about their plan is that you only have to pay for the charges when your debt is paid off. All you need to sign up to one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial records, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you will be able to solve various tax issues like garnishments on wages, tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs either. They use only flat-fee pricing that is based on the amount you’ll have to pay.
They have different solutions for paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types in debt resolution. CuraDebt only focuses on debt that is not secured. They won’t be able to help you if your loan or debt is linked to an item that is physical.
However, if you have the following types of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able to pay your past-due tax debts without difficulty. Moreover, this type of service is available across all 50 states, if you owe money towards the IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also assist in settling your medical debt. In some instances you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students with negotiating the student loans they have to pay.
Personal loans and payday loans are also eligible as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt is how the company has priced its services. They do not charge an upfront cost. Only pay when you settle each of your debts.
Additionally, they don’t have high-cost charges either. On average, you’ll be required to pay as much as 20% of the debt you settled through them.
In the average, this kind of industry charges between 15% and 25%.
In addition, customers can expect to settle their debts within two to four years. This varies depending on the amount that you are able to save each month.
Also, they claim that you can save as much as 30% when you factor in their fees in your equation.
However, this statement will differ based on your situation. Some customers have even talked about saving 50 to 80%.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Furthermore they charge only 20% of the cost, whereas the majority of companies charge 25 percent.
Next, if you’re done with the debt settlement program, you could join their credit repair program.
It’s an excellent method to improve your credit score without going into debt again. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also look into any creditor violations using their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with . Therefore, if you’re trying increase your rating on your credit, this could cause you to delay working on your obligations.
CureDebt also doesn’t offer a mobile application. Although they have a client website, it looks old and mundane. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more on these kinds of services. In addition the 20% service charge is less expensive than the majority of companies that offer a 25% fee. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not easy to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to monitor your progress.
However, they have a great support team and can be reached them not only through emails but by phone or by making an electronic ticket. 2021 Nc Application For Property Tax Relief
If your credit card is a major problem, then we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they provide are in your area.
FAQ 2021 Nc Application For Property Tax Relief
How long does it take to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that will aid you in dealing with problems such as late payroll tax issues and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to pay down the amount of debt you have over time.