Have your debts been increasing lately? Are you tired of trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through everything.
In most cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they are able to help or help you get into more debt.
According to their customers, they can help you control 80percent of your debt , so you are able to take couple of things off your mind.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of the way CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before starting the review, you can go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company 2021 Budget No Proeprty Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is the most known feature. But they offer other services that will help you be more financially stable.
It all starts by requesting a no-cost savings estimate online. It is a completely private service and they will not conduct a credit inquiry. By using this estimate of savings you’ll be able to be able to learn more about the alternatives towards debt-free.
Savings estimates, which was mentioned previously, offers you an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating credit arbitration if you decide to sign up. Some financial advisors can help you with your debt-free journey.
After your debt settlement plan, CuraDebt is the one to answer all of your creditors’ calls. They’ll also be the ones who will determine the terms of your repayment depending on the condition of your finances. Based on what works most effectively your situation, the payment could be either a lump sum settlement or an installment plan.
Additionally they will be working with creditors so that you can get better rates when you transfer money into your savings account. This, in turn, will be processed to pay the creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is login to CuraDebts’ client portal to track your development.
Before you can avail of their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. These include medical bills, personal loans credit cards, as well as line of credit. They can also be approached to help settle any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you won’t get support for most cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, should it be possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the sum you have. You can also ask questions during their free consult with their debt counselor.
The greatest benefit of the program is that you only pay the fees when your debt is paid off. All you have to sign up for one of their plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
With this program, you should be able to resolve different types of taxes like garnishments on wages and tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices that is based on the amount you’ll need to settle.
There are a variety of options for settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their specialization, they don’t cater to all types of settlement. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if the debt or loan is tied to a physical item.
If, however, you are in the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able to pay taxes that are due without any problems. Furthermore, this service is accessible to all 50 states if you owe money to the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt can also help resolve your medical debt. In some cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students with negotiating any loans they are owed.
Personal and payday loans also qualify as debt-settling programs. You may also be eligible if you have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you settle each of your debts.
They also don’t charge high charges either. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debts within two to four years. But, it also differs in relation to the amount you are able to save each month.
Additionally, they claim that you could save as much as 30% when you factor in their costs into your calculations.
But this claim will also depend on your specific situation. Some customers have even talked about saving 50% to up to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Additionally, they only charge a 20% fee while many companies charge 25 percent.
Then, if you’re done with the debt settlement program you could enroll in their credit restoration program.
It’s an excellent option to rebuild your credit without going in debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any violations by creditors with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using the credit card you use. So if you’re trying to build a better rating on your credit, this may set you back while you’re working on your obligations.
CureDebt also doesn’t have a mobile app available. While they do have a website for clients, it looks old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not credited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on those types of services. Additionally the 20% service charge is cheaper than most companies that offer an additional 25% charge. There are no upfront payments, and you will only have to pay when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not user-friendly. CuraDebt isn’t even an app, which would make it easier to look at your progression.
However, they have a competent support staff, and you can reach them, not only via emails but also via phone or sending an e-ticket. 2021 Budget No Proeprty Tax Relief
If credit card is a major problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs they provide are in your state.
FAQ 2021 Budget No Proeprty Tax Relief
What is the time frame to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt offers a program for tax relief to assist you with issues like delinquent taxes and garnishments of wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce the amount of debt you have over time.