Has your debt been increasing lately? Are you exhausted from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because been through every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they are able to help or put you into more debt.
According to their clients they can help you control 80percent of your debts so that you are able to take couple of things off your plate.
But for some people, these claims are just too good to be true.
If you’re looking for anything that can help you resolve your debt. In this case, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of the way CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company 1800 Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is the most known feature. But they offer other services that can help you be more financially stable.
It all starts by requesting a no-cost savings estimate online. This service is very confidential and won’t be doing a credit check. With this estimate of savings you’ll be able to be able to learn more about the options to debt-free.
This estimate of savings, which was mentioned before, gives you an idea of your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration if you decide to join. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the company to take care of all the calls from your creditors. They will also be the ones that will negotiate conditions of the repayment in accordance with the state of your financial situation. In determining which option is the most effectively your situation, the payment could be a lump-sum settlement or a payment plan.
Additionally they will also be working with the creditors to ensure that you get better rates when you make deposits to your savings account. This is then processed to pay the creditors. Their plans can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you need to do is sign in to CuraDebts the client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. These include personal loans, medical bills credit cards, and line of credit. They can also be approached to settle any outstanding balance on business debt collection, repossessions, or collections.
They can even help negotiate with back taxes and IRS debt. However, you will not receive assistance for the majority cases, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if possible. Certain violations may result in having your debts also dismissed.
CuraDebt can also help you settle debt with less than the sum you have. Additionally, you can ask questions during their free consultation with their debt counsellor.
The greatest benefit of their plan is that you’ll only have to pay for the charges once your debt is settled. All you need to sign up for one of their plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documents, they will also collect all the documents you’ll require to file tax returns.
Through this program, you should be able to resolve various tax issues like wage garnishments as well as tax penalties for personal and taxation for business as well as back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices that is based on the amount you have to pay.
There are a variety of options when it comes to settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt are they able to help with?
Although debt settlement is their forte but they aren’t able to offer all kinds of debt settlement. CuraDebt only focuses on debt that is not secured. They won’t be able to assist you if your credit or loan is tied to an actual item.
However, if you have the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to pay your past-due tax debts without any issues. Furthermore, this service is offered to all 50 states in the event that you owe money to the IRS. They have federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In certain cases, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. However, they can assist private students negotiate the student loans they are owed.
Personal Loan
Payday loans and personal loans also qualify to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge upfront fees. You’ll only pay once you settle each of your debts.
Also, they do not charge high costs either. On average, you’ll be required to pay as much as 20 percent of the debt you settled through them.
On average, this type of business can cost anywhere between 15 and 25 percent.
In addition, customers can expect to pay off their debts in 2 to 4 years. However, this also varies in relation to the amount you save per month.
They also claim you can save up to 30% by incorporating their fees in your equation.
But this claim will also vary, depending on the situation. Some clients even mentioned saving between 50% and 80%.
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Advantages to using CuraDebt
Now that you have an understanding of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Additionally they only charge an amount of 20%, while most companies charge you 25%.
Next, if you’re done by the program for debt relief you may also sign up for their credit repair program.
It’s a fantastic method to improve your credit without going back into debt. However, the program runs differently for each person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t increase over time. They’ll also look into any violations of creditor using their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with your credit card. So if you’re trying to improve your credit score, it could set you back while you’re getting rid of your debt.
CureDebt also doesn’t have a mobile app. While they do have a website for clients however, it appears outdated and basic. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more for these types of services. Moreover, their 20% service cost is lower than many businesses that charge the 25% cost. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account to see your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to monitor your progress. 1800 Tax Relief
But, they do have a great support team, and you can reach them not only through emails but also by phone or sending an e-ticket. 1800 Tax Relief
If your problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs they provide are in your area.
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FAQ 1800 Tax Relief
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief to assist you with issues like delinquent tax issues and garnishments on wages.
What should I do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce your debt over time.